Hampden County and Ludlow Town property record for 29 Joy St, Ludlow, MA 01056
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4 bd · 2 ba · 1,211 sqft · built 1900 |
| Lot Size | 0.249 acres (10,846 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $190,000 (Jun 1991) |
| Tax Bill | $6,242 (2026) |
| Deeds & Mortgages | Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:12D-07950 B:87 L:0 |
| Primary APN | M:12D-07950 B:87 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Building Area | 1,211 sqft Living Area |
| Gross Area | 2,965 sqft |
| Basement Area | 807 sqft |
| Unfinished Basement | 807 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 10,846 sqft (0.249 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 4576 |
|---|---|
| Street Address | 29 JOY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2165 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | RES B |
| Legal Block | 7950 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 810403 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 45 WOOD DR, LUDLOW, MA 01056-1441 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 1991 · Amount on Record |
| Deed Sale | Jun 7, 1991 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Oct 16, 2017 |
| Property Address | 29 JOY ST, LUDLOW, MA 01056-2165 |
| Document Number | 21902-42 |
| Book / Page | 021902 / 000042 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 60873 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 45 WOOD DR LUDLOW MA 010561441, LUDLOW, MA 01056-1441 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,242.00 (+3.05%) | $389,900 (+11.69%) Land $82,100 Building $307,800 | |
| 2025 | $6,057.00 (+0.31%) | $349,100 (+4.58%) Land $74,600 Building $274,500 | $319,675 (+0.96%) |
| 2024 | $6,038.00 (+5.3%) | $333,800 (+13.58%) Land $74,600 Building $259,200 | $316,635 |
| 2023 | $5,734.00 | $293,900 Land $65,400 Building $228,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures