36 Grove St, Duluth, MN 55810 Property Records

St. Louis County property record for 36 Grove St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,408 sqft · built 2002
Lot Size	0.25 acres (10,902 sqft)
Owner	Individual Name on Record
Last Sale	$449,900 (Nov 2024)
Tax Bill	$5,306 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`185-0070-01390`

Property Details

APN / Parcel Number

Primary APN	`185-0070-01390`
Alternative APNs	`1130485` `1174169`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,408 sqft Gross Area
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,902 sqft (0.25 acres)
Garage Area	1,188 sqft

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Patio Area	187 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1174169
Street Address	36 GROVE ST
City	DULUTH
State	MN
Zip	55810-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1, 2, 3, 4, 5 AND 6, BLOCK 6 SERIAL #
Legal Subdivision	PROCTOR CENTRAL DIV
Legal Block	6
Legal Lot Number	1-5
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2017
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36 GROVE ST, DULUTH, MN 55810-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
May 21, 2019	Warranty Deed, Transfer ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO
May 21, 2019	Warranty Deed, Transfer · Conventional with PMI NORTHVIEW BK
Feb 6, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PROCTOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Prior Sale	May 21, 2019 · Amount on Record
Deed Document Number	20241084615
Prior Transfer Date	Apr 18, 2022
Prior Transfer Doc	0001056848
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	36 GROVE ST, DULUTH, MN 55810-2314
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 GROVE ST, PROCTOR, MN 55810-2314

Mortgage

Document Number	0001094741
Date	Sep 30, 2025
Instrument	1094741

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	36 GROVE ST, DULUTH, MN 55810-2314
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001036222
Date	Feb 5, 2021
Instrument	1036222

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	36 GROVE ST, DULUTH, MN 55810-2314
Document Number	00T1023188
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 GROVE ST PROCTOR MN 558102314, PROCTOR, MN 55810-2314

Mortgage

Document Number	00T1023188
Date	May 7, 2020
Instrument	T1023188

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2019
Property Address	36 GROVE ST, DULUTH, MN 55810-2314
Document Number	00T1010600
Instrument Date	May 6, 2019
Instrument	T1010600
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$125.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 GROVE ST PROCTOR MN 558102314, PROCTOR, MN 55810-2314

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2019
Property Address	36 GROVE ST, DULUTH, MN 55810-2314
Document Number	00T1010601
Instrument Date	May 6, 2019
Instrument	T1010601
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$747.92
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 GROVE ST PROCTOR MN 558102314, PROCTOR, MN 55810-2314

Mortgage

Document Number	T1010603
Date	May 21, 2019
Instrument	T1010603

Lender

Name	NORTHVIEW BK
Type	Bank
Address	FINLAYSON, MN 55735

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	36 GROVE ST, DULUTH, MN 55810-2314
Document Number	00T1004471
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 3RD AVE PROCTOR MN 558101616, PROCTOR, MN 55810-1616

Mortgage

Document Number	00T1004471
Date	Oct 31, 2018
Instrument	T1004471

Lender

Name	FIRST NAT'L BK/PROCTOR
Type	Bank
Address	PROCTOR, MN 55810

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 30, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,306.00 (+0.76%) Homeowner's exemption
2025	$5,266.00 (+8.89%) Homeowner's exemption	$400,500 (+3.89%) Land $34,400 Building $366,100	$400,500 (+3.89%) Land $34,400 Building $366,100
2024	$4,836.00	$385,500 (+30.32%) Land $19,800 Building $365,700	$385,500 (+30.32%) Land $19,800 Building $365,700
2022		$295,800 Land $14,900 Building $280,900	$295,800 Land $14,900 Building $280,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, T-Mobile.

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