St. Louis County property record for 32 Grove St, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,214 sqft · built 2005 |
| Lot Size | 0.291 acres (12,705 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,400 (2026) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0070-01420 |
| Primary APN | 185-0070-01420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,214 sqft Gross Area |
| 1st Floor Area | 2,214 sqft |
| Basement Area | 1,973 sqft |
| Finished Basement | 1,973 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,705 sqft (0.291 acres) |
| Garage Area | 680 sqft |
| Deck Area | 42 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 815638 |
|---|---|
| Street Address | 32 GROVE ST |
| City | DULUTH |
| State | MN |
| Zip | 55810-2314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 8 & 9 AND WLY 15 FT OF LOT 10 SERIAL # |
| Legal Subdivision | PROCTOR CENTRAL DIV |
| Legal Block | 6 |
| Legal Lot Number | 7-10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10100 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32 GROVE ST, DULUTH, MN 55810-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 32 GROVE ST, DULUTH, MN 55810-2314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 32 GROVE ST, PROCTOR, MN 55810-2314 |
| Document Number | 0001006310 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 1006310 |
| Name | THE FIRST NATIONAL BANK OF PROCTOR |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55810 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 16, 2028 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,400.00 (-3.26%) Homeowner's exemption | ||
| 2025 | $6,616.00 (+10.97%) Homeowner's exemption | $499,400 (+5.23%) Land $24,800 Building $474,600 | $499,400 (+5.23%) Land $24,800 Building $474,600 |
| 2024 | $5,962.00 | $474,600 (+32.57%) Land $20,400 Building $454,200 | $474,600 (+32.57%) Land $20,400 Building $454,200 |
| 2022 | $358,000 Land $15,400 Building $342,600 | $358,000 Land $15,400 Building $342,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Proctor serves 3,099 people · EPA ID MN1690042 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream, T-Mobile.
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