36 Elm St, Unit 3, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 36 Elm St, Unit 3, Worcester, MA 01609

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 1,145 sqft · built 1890
Lot Size	0.196 acres (8,552 sqft)
Owner	2 Trust Names on File
Last Sale	$296,000 (Sep 2023)
Tax Bill	$4,240 (2026)
Deeds & Mortgages	Apr 2024 Sale Sep 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-030-036-3`

Property Details

APN / Parcel Number

Primary APN	`3-030-036-3`
Alternative APNs	`WORC M:03 B:030 L:036-3` `M:03 B:030 L:036=3`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	3 Stories
Building Area	1,145 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Combination
Roof Type	Mansard
Roof Material	Slate
Lot Area	8,552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3-030-036-3
Street Address	36 ELM ST, 3
City	WORCESTER
State	MA
Zip	01609-2575
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	30
Legal Lot Number	36-3
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3001
Census Tract	731700

Owner

36 Elm St, Unit 3 is held in a trust since April 2024.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	17 NAUSET HEIGHTS RD, ORLEANS, MA 02653-2901
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Condominium Deed, Transfer
Sep 5, 2023	Quit Claim Deed, Transfer
Oct 14, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Feb 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE
Jul 18, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SHAMROCK FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Oct 14, 2021 · Amount on File
Deed Document Number	202373467
Last Transfer Date	Apr 12, 2024
Transfer Doc	070424-219
Record Updated	Oct 29, 2026

April 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 23, 2024
Property Address	36 ELM ST UNIT 3, 3, WORCESTER, MA 01609-2575
Document Number	070424-219
Book / Page	70424 / 219
Instrument Date	Apr 12, 2024
Instrument	29328
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 NAUSET HEIGHTS RD, ORLEANS, MA 02653-2901

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 5, 2023
Property Address	36 ELM ST UNIT 3, 3, WORCESTER, MA 01609-2575
Document Number	069603-291
Book / Page	69603 / 291
Instrument Date	Aug 29, 2023
Instrument	73467
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 NAUSET HEIGHTS RD, ORLEANS, MA 02653-2901

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 14, 2021
Property Address	36 ELM ST UNIT 3, 3, WORCESTER, MA 01609-2575
Document Number	66293-377
Book / Page	66293 / 377
Instrument Date	Oct 14, 2021
Instrument	144447
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 ELM ST UNIT 3, 3, WORCESTER, MA 01609-2575

Mortgage

Document Number	144448
Date	Oct 14, 2021
Instrument	144448

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	36 ELM ST UNIT 3, 3, WORCESTER, MA 01609-2575
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60082-73
Date	Feb 25, 2019
Book Page	60082/73
Instrument	16844

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 18, 2019
Property Address	36 ELM ST UNIT 3, 3, WORCESTER, MA 01609-2575
Document Number	60724-21
Book / Page	60724 / 21
Instrument Date	Jul 16, 2019
Instrument	69141
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 ELM ST # UT, UT, WORCESTER, MA 01609-2575

Mortgage

Document Number	69142
Date	Jul 18, 2019
Instrument	69142

Lender

Name	SHAMROCK FINANCIAL CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 36 Elm St, Unit 3 was $4,240, up 6.1% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,240.00 (+6.05%)	$319,300 (+5.34%) Building $319,300	$308,914 (+0.18%)
2025	$3,998.00	$303,100 Building $303,100	$308,370 (+11.58%)
2024			$276,355
2023	$4,329.00	$301,900 Building $301,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Elm St, Unit 3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 36 Elm St, Unit 3 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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