36 Elm St, #B, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 36 Elm St, #B, Worcester, MA 01609

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 1,030 sqft · built 1890
Lot Size	0.196 acres (8,552 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Oct 2020)
Tax Bill	$3,425 (2026)
Deeds & Mortgages	Jan 2024 Refinance Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-030-036-B`

Property Details

APN / Parcel Number

Primary APN	`3-030-036-B`
Alternative APNs	`WORC M:03 B:030 L:036-B` `M:03 B:030 L:036=B`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	4 Units
Building Area	1,030 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Combination
Roof Type	Mansard
Roof Material	Slate
Lot Area	8,552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3-030-036-B
Street Address	36 ELM ST, B
City	WORCESTER
State	MA
Zip	01609-2575
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	30
Legal Lot Number	36-B
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3001
Census Tract	731700

Owner

36 Elm St, #B is owned and occupied by an individual who bought it in October 2020.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	36 ELM ST, B, WORCESTER, MA 01609-2575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 26, 2019	Condominium Deed, Transfer NOT AVAILABLE
May 10, 2017	Deed, Transfer HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Jun 26, 2019 · Amount on File
Deed Document Number	2020127173
Deed Book / Page	63571 / 356
Prior Transfer Date	Oct 20, 2020
Prior Transfer Doc	63571-356
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	36 ELM ST # B, B, WORCESTER, MA 01609-2575
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070140-347
Date	Jan 29, 2024
Book Page	70140/347
Instrument	6812

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

June 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 26, 2019
Property Address	36 ELM ST # B, B, WORCESTER, MA 01609-2575
Document Number	60615-58
Book / Page	060615 / 000058
Instrument Date	Jun 21, 2019
Instrument	60346
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$793.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36B ELM ST #UT36-B WORCESTER MA 01609, WORCESTER, MA 01609

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MA
Recording Date	May 10, 2017
Property Address	36 ELM ST # B, B, WORCESTER, MA 01609-2575
Document Number	57094-393
Book / Page	57094 / 393
Instrument	47111
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 ELM ST # B, B, WORCESTER, MA 01609-2575

Mortgage

Document Number	570950001
Date	May 10, 2017
Instrument	57095/0001

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 36 Elm St, #B was $3,425, up 6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,425.00 (+6.04%)	$257,900 (+5.31%) Building $257,900	$282,404 (+9.81%)
2025	$3,230.00	$244,900 Building $244,900	$257,165 (+3.96%)
2024			$247,380
2023	$3,086.00	$215,200 Building $215,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Elm St, #B in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 36 Elm St, #B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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