36 Dutch Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 36 Dutch Dr, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,601 sqft · built 1988
Lot Size	0.834 acres (36,329 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Feb 2022)
Tax Bill	$4,219 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-036337`

Property Details

APN / Parcel Number

Primary APN	`07-036337`
Alternative APNs	`7036337` `036337`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,601 sqft Total Area
Basement Area	1,032 sqft
Finished Basement	1,032 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	36,329 sqft (0.834 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	112 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	036337
Street Address	36 DUTCH DR
City	CONOWINGO
State	MD
Zip	21918-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 71 - .834 ACRE 36 DUTCH DRIVE HOLLAND ACRES
Legal Subdivision	HOLLAND ACRES
Legal Lot Number	71
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	1
Census Block	1002
Census Tract	31201

Owner

36 Dutch Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36 DUTCH DR, CONOWINGO, MD 21918-1701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Feb 3, 2022	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2022 · Amount on File
Deed Sale	Feb 3, 2022 · Amount on File
Prior Sale	Sep 4, 1997 · Amount on File
Deed Book / Page	5098 / 29
Transfer Doc	0000235545
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	36 DUTCH DR, CONOWINGO, MD 21918-1701
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040760248
Date	Jun 5, 2017
Book Page	4076/248

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 3, 2022
Property Address	36 DUTCH DR, CONOWINGO, MD 21918-1701
Document Number	0050980029
Book / Page	5098 / 29
Map Reference	MB NDS12 FO 93
Instrument Date	Jan 20, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000509834
Date	Feb 3, 2022
Instrument	5098/34

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 36 Dutch Dr was $4,219, up 6.6% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,219.00 (+6.62%)	$383,600 Land $68,100 Building $315,500	$383,600 Land $68,100 Building $315,500
2025	$3,957.00
2023	$2,686.00	$301,200 Land $68,100 Building $233,100	$301,200 Land $68,100 Building $233,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Dutch Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 units insured incl. 24 condo units
Nearby Flood Claims	10 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Dutch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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