33 Dutch Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 33 Dutch Dr, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,806 sqft · built 1990
Lot Size	0.684 acres (29,795 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Oct 2013)
Tax Bill	$3,374 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-036558`

Property Details

APN / Parcel Number

Primary APN	`07-036558`
Alternative APNs	`7036558` `036558`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	29,795 sqft (0.684 acres)
Deck Area	450 sqft
Shed	1 Shed
Shed Area	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	036558
Street Address	33 DUTCH DR
City	CONOWINGO
State	MD
Zip	21918-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 90 - .684 ACRE 33 DUTCH DRIVE HOLLAND ACRES
Legal Subdivision	HOLLAND ACRES
Legal Lot Number	90
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	1
Census Block	1017
Census Tract	31201

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 DUTCH DR, CONOWINGO, MD 21918-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · VA Mortgage RAPID HOME LENDING INC
Dec 8, 2022	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 24, 2021	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Jun 26, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2013 · Amount on Record
Deed Sale	Oct 9, 2013 · Amount on Record
Prior Sale	Aug 17, 2006
Deed Book / Page	3485 / 244
Prior Transfer Date	Aug 8, 2006
Prior Transfer Doc	0021910710
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	33 DUTCH DR, CONOWINGO, MD 21918-1706
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	UNKNOWN, EXPRESS FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 DUTCH DR, CONOWINGO, MD 21918-1706

Mortgage

Document Number	0056760145
Date	Sep 24, 2025
Book Page	5676/145

Lender

Name	RAPID HOME LENDING INC
Type	Mortgage Company
Address	FARMINGTON, MI 48334

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.69%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	4.69%
Max Rate At Change	6.69%
Index	1-Year CMT
Max Rate	10.6%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	33 DUTCH DR, CONOWINGO, MD 21918-1706
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052690306
Date	Dec 8, 2022
Book Page	5269/306

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	33 DUTCH DR, CONOWINGO, MD 21918-1706
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048910331
Date	May 24, 2021
Book Page	4891/331

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	33 DUTCH DR, CONOWINGO, MD 21918-1706
Document Number	0041050318
Book / Page	004105 / 000318
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	LENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	33 DUTCH DR CONOWINGO MD 219181706, CONOWINGO, MD 21918-1706

Mortgage

Document Number	0041050318
Date	Jul 28, 2017
Book Page	004105/000318

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,374.00 (+3.31%) Homeowner's exemption	$333,400 (+6.89%) Land $64,800 Building $268,600	$333,400 (-) Land $64,800 Building $268,600
2025	$3,266.00 (+40.23%) Homeowner's exemption	$311,900 (+15.99%)	$333,400 (+23.99%) Land $64,800 Building $268,600
2023	$2,329.00 Homeowner's exemption	$268,900 Land $64,800 Building $204,100	$268,900 Land $64,800 Building $204,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 units insured incl. 24 condo units
Nearby Flood Claims	10 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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