28 Dereef Ct, Charleston, SC 29403 Property Records

Charleston County property record for 28 Dereef Ct, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,541 sqft · built 2018
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Company Names on Record
Last Sale	$980,000 (Feb 2025)
Tax Bill	$3,102 (2025)
Deeds & Mortgages	Oct 2020 Transfer Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`460-12-01-194`

Property Details

APN / Parcel Number

Primary APN	`460-12-01-194`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,541 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Other
Lot Area	1,307 sqft (0.03 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	28 DEREEF CT
City	CHARLESTON
State	SC
Zip	29403-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB S14 MAPPLATP 0134 SUBDIVISIONNAME MORRIS SQUARE PHASE 2 LOT 36
Legal Subdivision	MORRIS SQUARE
Legal Phase	2
Legal Lot Number	36
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2006
Census Tract	1000

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28 DEREEF CT, CHARLESTON, SC 29403-6002
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 31, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS BK NA
May 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Book / Page	1294 / 776
Prior Transfer Date	Jan 29, 2025
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 29, 2020
Property Address	28 DEREEF CT, CHARLESTON, SC 29403-6002
Document Number	0930/0447
Book / Page	000930 / 000447
Instrument Date	Oct 10, 2020
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28 DEREEF CT CHARLESTON SC 294036002, CHARLESTON, SC 29403-6002

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 31, 2020
Property Address	28 DEREEF CT, CHARLESTON, SC 29403-6002
Document Number	0870/0559
Book / Page	000870 / 000559
Instrument Date	Mar 30, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 BARFIELD ST DANIEL ISLAND SC 294927583, DANIEL ISLAND, SC 29492-7583

Mortgage

Document Number	870/0560
Date	Mar 31, 2020
Book Page	000870/000560

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 18, 2017
Property Address	28 DEREEF CT, CHARLESTON, SC 29403-6002
Document Number	0638/0783
Book / Page	000638 / 000783
Instrument Date	May 16, 2017
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	206 PACKETS CT #A WILLIAMSBURG VA 231855629, A, WILLIAMSBURG, VA 23185-5629

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,102.00 (+11.18%)	$615,250 (+2,775%) Land $287,500 Building $327,750	$897,400 (+67.74%) Land $501,800 Building $395,600
2024	$2,790.00 (+7.06%)	$21,400 (-)
2022	$2,606.00	$21,400	$535,000 (-) Land $250,000 Building $285,000
2020			$535,000 Land $250,000 Building $285,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 171 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 units insured incl. 23 condo units
Nearby Flood Claims	39 (1983–2016)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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