36 Carlough Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 36 Carlough Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	1,619 sqft · built 1952
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$865,000 (Mar 2025)
Tax Bill	$10,267 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-00703-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`63-00703-0000-00012`
Alternative APNs	`630070300012` `109800`

Interior

Stories	1 Story
Building Area	1,619 sqft Living Area
1st Floor Area	1,619 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	37,897 sqft (0.87 acres)

Location & Zoning

Account Number	109800
Street Address	36 CARLOUGH RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.870 AC
Legal Subdivision	PINEBROOK ESTATES SEC TWO
Legal Block	703
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2011
Census Tract	53202

Owner

36 Carlough Rd is owned and occupied by an individual who bought it in March 2025.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	36 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2025 · Amount on File
Deed Sale	Mar 25, 2025 · Amount on File
Prior Sale	Dec 26, 2023 · Amount on File
Deed Document Number	202521672
Deed Book / Page	5463 / 337
Prior Transfer Date	Jan 4, 2013
Prior Transfer Doc	0012861607
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 26, 2023
Property Address	36 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1804
Document Number	0051471380
Book / Page	5147 / 1380
Instrument Date	Oct 30, 2023
Instrument	2023081547
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 MONTGOMERY, NEWPORT BEACH, CA 92660-9002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1804

Mortgage

Document Number	2023081548
Date	Dec 26, 2023
Instrument	2023081548

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 36 Carlough Rd was $10,267, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,400 (-) Land $274,800 Building $121,600	$396,400 (-) Land $274,800 Building $121,600
2025	$10,267.00 (+1.73%)	$396,400 Land $274,800 Building $121,600	$396,400 Land $274,800 Building $121,600
2024	$10,092.00
2023		$396,400 (-) Land $274,800 Building $121,600	$396,400 (-) Land $274,800 Building $121,600
2022	$9,802.00 (+0.19%)	$396,400 Land $274,800 Building $121,600	$396,400 Land $274,800 Building $121,600
2021	$9,783.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 36 Carlough Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Carlough Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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