Bergen County and Upper Saddle River Borough property record for 33 Carlough Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,466 sqft · built 1968 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $785,000 (Dec 2020) |
| Tax Bill | $13,497 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00603-0000-00005 |
| Primary APN | 63-00603-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,466 sqft Living Area |
| 1st Floor Area | 2,466 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 103320 |
|---|---|
| Street Address | 33 CARLOUGH RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | CWL LAND CO INC |
| Legal Block | 603 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Dec 7, 2020 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 9, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on Record |
| Deed Sale | Dec 7, 2020 · Amount on Record |
| Prior Sale | Aug 9, 2018 · Amount on Record |
| Deed Document Number | 2020128751 |
| Deed Book / Page | 3850 / 1734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 33 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1805 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026330675 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 2633/0675 |
| Instrument | 17-044237 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 7, 2020 |
| Property Address | 33 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1805 |
| Document Number | 0038501734 |
| Book / Page | 3850 / 1734 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 20-128751 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | RESOLUTION TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,385.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 PROSPECT AVE # AVE9F, 90, HACKENSACK, NJ 07601-1909 |
| Name | Verified Name |
|---|---|
| Address | 33 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1805 |
| Document Number | 0020128752 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 20-128752 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 9, 2018 |
| Property Address | 33 CARLOUGH RD, UPPER SADDLE RIVER, NJ 07458-1805 |
| Document Number | 0030221880 |
| Book / Page | 003022 / 001880 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 57099 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $735.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 CARLOUGH RD UPPER SADDLE RIVER NJ 074581805, UPPER SADDLE RIVER, NJ 07458-1805 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $521,100 (-) Land $274,400 Building $246,700 | $521,100 (-) Land $274,400 Building $246,700 | |
| 2025 | $13,497.00 (+1.73%) | $521,100 (-) Land $274,400 Building $246,700 | $521,100 (-) Land $274,400 Building $246,700 |
| 2024 | $13,267.00 (+2.96%) | ||
| 2023 | $521,100 Land $274,400 Building $246,700 | $521,100 Land $274,400 Building $246,700 | |
| 2022 | $12,886.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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