Hampden County and Ludlow Town property record for 36 Cady St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 913 sqft · built 1954 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,900 (Jul 1997) |
| Tax Bill | $4,135 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:12B-03200 B:161 L:0 |
| Primary APN | M:12B-03200 B:161 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 913 sqft Living Area |
| Gross Area | 1,988 sqft |
| Basement Area | 766 sqft |
| Unfinished Basement | 766 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,977 sqft (0.78 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1258 |
|---|---|
| Street Address | 36 CADY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 3200 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 810412 |
36 Cady St is owned and occupied by an individual who bought it in July 1997.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 36 CADY ST, LUDLOW, MA 01056-2245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 1997 · Amount on File |
| Deed Sale | Jul 3, 1997 · Amount on File |
| Prior Sale | Aug 31, 1987 · Amount on File |
| Deed Book / Page | 9921 / 326 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 36 Cady St was $4,135, up 1.6% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,135.00 (+1.6%) | $258,300 (+10.1%) Land $114,700 Building $143,600 | $275,700 (+1.05%) |
| 2025 | $4,070.00 (-0.71%) | $234,600 (+3.53%) Land $104,300 Building $130,300 | $272,840 (+6.89%) |
| 2024 | $4,099.00 (+3.85%) | $226,600 (+12.01%) Land $104,200 Building $122,400 | $255,265 |
| 2023 | $3,947.00 | $202,300 Land $95,400 Building $106,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 36 Cady St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 36 Cady St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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