Hampden County and Ludlow Town property record for 31 Cady St, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 1978 |
| Square Footage | 1,152 sqft Living Area |
| Lot Size | 7,797 sqft (0.179 acres) |
| Last Sale | $289,000 (2024) |
| Tax Bill | $4,971.00 (2025) |
| Primary APN | M:12B-03200 B:164 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,304 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,797 sqft (0.179 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1260 |
|---|---|
| Street Address | 31 CADY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2271 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | JOSEPH S LAZARZ PROP |
| Legal Block | 3200 |
| Jurisdiction | LUDLOW MA |
| Minor Civil Division | LUDLOW |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records · APN M:12B-03200 B:164 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29 MAIN BLVD, LUDLOW, MA 01056-1723 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 30, 2024 | Warranty Deed, Transfer · Stand Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 28, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Jan 08, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on Record |
| Deed Sale | Jan 30, 2024 · Amount on Record |
| Prior Sale | Jan 08, 2019 · Amount on Record |
| Transfer Doc | 19487-83 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Jan 30, 2024 |
| Property Address | 31 CADY ST, LUDLOW, MA 01056-2271 |
| Document Number | 025305-580 |
| Book / Page | 25305 / 580 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 4097 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 MAIN BLVD, LUDLOW, MA 01056-1723 |
| Document Number | 0000004098 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 4098 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 31 CADY ST, LUDLOW, MA 01056-2271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23444-97 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 23444/97 |
| Instrument | 55187 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Jan 08, 2019 |
| Property Address | 31 CADY ST, LUDLOW, MA 01056-2271 |
| Document Number | 22514-121 |
| Book / Page | 22514 / 121 |
| Instrument Date | Jan 04, 2019 |
| Instrument | 1133 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 CHAPEL ST, WEST WARREN, MA 01092-5001 |
| Document Number | 1134 |
|---|---|
| Date | Jan 08, 2019 |
| Instrument | 1134 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,971.00 (+3.39%) | $286,500 (+7.79%) Land $83,300 Building $203,200 | $297,255 (+10.45%) |
| 2024 | $4,808.00 (+5.67%) | $265,800 (+13.98%) Land $83,300 Building $182,500 | $269,135 |
| 2023 | $4,550.00 | $233,200 Land $76,300 Building $156,900 |
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