36 Bruce Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 36 Bruce Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,945 sqft · built 1923
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Dec 2018)
Tax Bill	$18,997 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02503-0000-00063`

Property Details

APN / Parcel Number

Primary APN	`13-02503-0000-00063`
Alternative APN	`130250300063`

Interior

Stories	2 Stories
Building Area	1,945 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130250300063
Street Address	36 BRUCE RD
City	MONTCLAIR
State	NJ
Zip	07043-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X150
Legal Block	2503
Legal Lot Number	63
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2003
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 BRUCE RD, MONTCLAIR, NJ 07043-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HOME LOANS INC
Dec 27, 2018	Grant Deed, Transfer · Conventional with PMI ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Sep 21, 1998 · Amount on Record
Deed Document Number	2018111167
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	36 BRUCE RD, MONTCLAIR, NJ 07043-1720
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019212
Date	Mar 27, 2023
Instrument	2023019212

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 17, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	36 BRUCE RD, MONTCLAIR, NJ 07043-1720
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	SIMPLICITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021014051
Date	Feb 4, 2021
Instrument	2021014051

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Dec 1, 2040

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 27, 2018
Property Address	36 BRUCE RD, MONTCLAIR, NJ 07043-1720
Document Number	0000111167
Instrument Date	Dec 10, 2018
Instrument	111167
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36 BRUCE RD MONTCLAIR NJ 070431720, MONTCLAIR, NJ 07043-1720

Mortgage

Document Number	111168
Date	Dec 27, 2018
Instrument	111168

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,500 (+1.15%) Land $344,400 Building $202,100	$546,500 (+1.15%) Land $344,400 Building $202,100
2025	$18,997.00 (+3.32%)	$540,300 (-) Land $344,400 Building $195,900	$540,300 (-) Land $344,400 Building $195,900
2024	$18,386.00 (+3.5%)
2023		$540,300 Land $344,400 Building $195,900	$540,300 Land $344,400 Building $195,900
2022	$17,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2011)
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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