32 Bruce Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 32 Bruce Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,570 sqft · built 1922
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (Aug 2024)
Tax Bill	$17,963 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02503-0000-00065`

Property Details

APN / Parcel Number

Primary APN	`13-02503-0000-00065`
Alternative APN	`130250300065`

Interior

Stories	2 Stories
Building Area	1,570 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	130250300065
Street Address	32 BRUCE RD
City	MONTCLAIR
State	NJ
Zip	07043-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X150
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	2503
Legal Lot Number	65
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2003
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 BRUCE RD, MONTCLAIR, NJ 07043-1720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB
Jan 30, 2017	Grant Deed, Transfer · Conventional with PMI TIAA-CREF TR CO FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2024 · Amount on Record
Deed Sale	Aug 2, 2024 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	202444758
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	32 BRUCE RD, MONTCLAIR, NJ 07043-1720
Document Number	0000103033
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	ELITE LENDER SERVICES INC, ELITE LENDER SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 BRUCE RD MONTCLAIR NJ 070431720, MONTCLAIR, NJ 07043-1720

Mortgage

Document Number	0000103033
Date	Oct 29, 2019
Instrument	103033

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 30, 2017
Property Address	32 BRUCE RD, MONTCLAIR, NJ 07043-1720
Document Number	0000008644
Instrument Date	Jan 25, 2017
Instrument	8644
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 BRUCE RD MONTCLAIR NJ 070431720, MONTCLAIR, NJ 07043-1720

Mortgage

Document Number	8645
Date	Jan 30, 2017
Instrument	8645

Lender

Name	TIAA-CREF TR CO FSB
Type	Federal Savings Bank
Address	SAINT LOUIS, MO 63102

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,900 (-) Land $344,400 Building $166,500	$510,900 (-) Land $344,400 Building $166,500
2025	$17,963.00 (+3.32%)	$510,900 (-) Land $344,400 Building $166,500	$510,900 (-) Land $344,400 Building $166,500
2024	$17,385.00 (+3.49%)
2023		$510,900 Land $344,400 Building $166,500	$510,900 Land $344,400 Building $166,500
2022	$16,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2011)
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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