36 Bay Ridge Loop, Mascotte, FL 34753 Property Records

Lake County property record for 36 Bay Ridge Loop, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,044 sqft · built 2000
Lot Size	0.256 acres (11,144 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Sep 2026)
Tax Bill	$3,530 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-24-0025-000-01600`

Property Details

APN / Parcel Number

Primary APN	`15-22-24-0025-000-01600`
Alternative APNs	`242215002500001600` `3588444`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,144 sqft (0.256 acres)
Lot Dimensions	139 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	348 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	480 sqft
Deck Area	544 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3588444
Street Address	36 BAY RIDGE LOOP
City	MASCOTTE
State	FL
Zip	34753-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFLD
Legal Description	MASCOTTE BAY RIDGE SUB LOT 16 PB 35 PGS 44-45 ORB 6066 PG 1073
Legal Range	24E
Legal Township	22S
Legal Section	15
Legal Subdivision	MASCOTTE BAY RIDGE SUB
Legal Tract	0025
Legal Lot Number	16
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1013
Census Tract	31205

Owner

Source: Lake County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	36 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 22, 2017	Warranty Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2026 · Amount on Record
Deed Sale	Sep 3, 2026 · Amount on Record
Prior Sale	Dec 15, 2022 · Amount on Record
Deed Document Number	2026108901
Deed Book / Page	6806 / 914
Prior Transfer Date	Aug 30, 2016
Prior Transfer Doc	0048281252
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 3, 2026
Property Address	36 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Document Number	0000108901
Book / Page	6806 / 914
Instrument Date	Aug 31, 2026
Instrument	2026108901
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	DILIGENT TITLE LLC, DILIGENCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108902,
Date	Sep 3, 2026
Instrument	2026108902

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 15, 2022
Property Address	36 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Document Number	0060661073
Book / Page	6066 / 1073
Map Reference	MB 35 PG 44&45
Instrument Date	Dec 9, 2022
Instrument	2022160283
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	HOMELAND TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833

Mortgage

Document Number	0060661074
Date	Dec 15, 2022
Instrument	6066/1074

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 22, 2017
Property Address	36 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Document Number	0049050855
Book / Page	4905 / 0855
Map Reference	MB 35 PG 44&45
Instrument Date	Feb 17, 2017
Instrument	2017019123
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIRST INTERNATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11307 AUTUMN WIND LOOP, 11307, CLERMONT, FL 34711-6434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833

Mortgage

Document Number	2017019124
Date	Feb 22, 2017
Instrument	2017019124

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,200 (+2.9%)	$213,993 (-) Land $60,000 Building $153,993
2025	$3,530.00 (+4.78%) Homeowner's exemption	$192,620 (+5.98%) Land $60,000 Building $132,620	$213,993 (+17.74%) Land $60,000 Building $153,993
2024	$3,369.00 (+8.05%)
2023	$3,118.00 (+158.54%) Homeowner's exemption	$181,752 (+138.52%)	$181,752 (+18.6%) Land $60,000 Building $121,752
2022	$1,206.00 Homeowner's exemption	$76,200	$153,252 Land $31,500 Building $121,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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