26 Bay Ridge Loop, Mascotte, FL 34753 Property Records

Lake County property record for 26 Bay Ridge Loop, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,414 sqft · built 1994
Lot Size	0.279 acres (12,147 sqft)
Owner	Individual Name on Record
Last Sale	$151,500 (Aug 2017)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-24-0025-000-02100`

Property Details

APN / Parcel Number

Primary APN	`15-22-24-0025-000-02100`
Alternative APNs	`242215002500002100` `3588525`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,414 sqft Living Area
Gross Area	1,813 sqft
1st Floor Area	1,414 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,147 sqft (0.279 acres)
Lot Dimensions	148 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Unfinished Open Porch
Porch Area	456 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3588525
Street Address	26 BAY RIDGE LOOP
City	MASCOTTE
State	FL
Zip	34753-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFLD
Legal Description	MASCOTTE BAY RIDGE SUB LOT 21 PB 35 PGS 44-45 ORB 4986 PG 1529
Legal Range	24E
Legal Township	22S
Legal Section	15
Legal Subdivision	MASCOTTE BAY RIDGE SUB
Legal Tract	0025
Legal Lot Number	21
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1013
Census Tract	31205

Owner

Source: Lake County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Aug 14, 2017	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG
Mar 3, 2017	Grant Deed, Transfer DOWNTOWN TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Prior Sale	Mar 3, 2017 · Amount on Record
Deed Document Number	201787625
Deed Book / Page	4986 / 1529
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Jul 15, 2026
Property Address	26 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Document Number	0000086398
Book / Page	6776 / 223
Instrument Date	Jul 7, 2026
Instrument	202686398
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	PRIMERA TITLE LLC, PRIMERA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086398,
Date	Jul 15, 2026
Book Page	6776/223
Instrument	202686398

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 13, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 14, 2017
Property Address	26 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Document Number	0049861529
Book / Page	004986 / 001529
Instrument Date	Aug 8, 2017
Instrument	87625
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	DOWNTOWN TITLE AGENCY, DOWNTOWN TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BAY RIDGE LOOP MASCOTTE FL 347538833, MASCOTTE, FL 34753-8833

Mortgage

Document Number	49861530
Date	Aug 14, 2017
Book Page	004986/001530
Instrument	87626

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Mar 3, 2017
Property Address	26 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Document Number	0049091709
Book / Page	004909 / 001709
Instrument Date	Feb 28, 2017
Instrument	23051
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	DOWNTOWN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$682.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	39549 LAKE YALE BOAT RAMP RD UMATILLA FL 327847956, UMATILLA, FL 32784-7956

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,770 (+2.9%)	$252,561 (-) Land $60,000 Building $192,561
2025	$2,988.00 (+5.36%) Homeowner's exemption	$161,100 (+5.99%) Land $60,000 Building $101,100	$252,561 (+18.15%) Land $60,000 Building $192,561
2024	$2,836.00 (+9.54%)
2023	$2,589.00 (+4.35%) Homeowner's exemption	$152,000 (+2.99%)	$213,759 (+15.38%) Land $60,000 Building $153,759
2022	$2,481.00 Homeowner's exemption	$147,580	$185,259 Land $31,500 Building $153,759

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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