Kane County property record for 35W497 Maple Ln, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,200 sqft · built 2009 |
| Lot Size | 0.434 acres (18,913 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,845 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 09-15-453-001 |
| Primary APN | 09-15-453-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 2,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,913 sqft (0.434 acres) |
| Garage Area | 608 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 35W497 MAPLE LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-6753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 068-RIVRGRVE,PINLNDS |
| Legal Subdivision | RIVER GROVE |
| Legal Block | 4 |
| Legal Lot Number | 44-46 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 852001 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35W497 MAPLE LN, SAINT CHARLES, IL 60174-6753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 35W497 MAPLE LN, ST CHARLES, IL 60174-6753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059102 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021K059102 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,845.00 (+11.85%) Homeowner's exemption Senior Citizen's exemption | $133,513 (+8.53%) Land $30,312 Building $103,201 | $400,699 (+8.53%) Land $90,972 Building $309,727 |
| 2024 | $123,020 (+19.78%) Land $27,930 Building $95,090 | $369,208 (+19.83%) Land $83,824 Building $285,384 | |
| 2022 | $7,014.00 (+6.45%) Homeowner's exemption | $102,706 (+4.91%) Land $27,669 Building $75,037 | $308,118 (+4.91%) Land $83,007 Building $225,111 |
| 2021 | $6,589.00 Homeowner's exemption | $97,899 Land $26,374 Building $71,525 | $293,697 Land $79,122 Building $214,575 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 36 (1978–2020) |
| Claims Outside the SFHA | 8 of 36 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Metronet, Verizon.
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