35W407 Maple Ln, Saint Charles, IL 60174 Property Records

Kane County property record for 35W407 Maple Ln, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1935
Lot Size	0.333 acres (14,522 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Dec 2012)
Tax Bill	$5,439 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-15-454-001`

Property Details

APN / Parcel Number

Primary APN	`09-15-454-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1979
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,522 sqft (0.333 acres)
Garage Type	Detached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	35W407 MAPLE LN
City	SAINT CHARLES
State	IL
Zip	60174-6753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 39 AND 40 OF RIVER GROVE THIRD ADD
Legal Subdivision	OF RIVER GROVE THIRD ADD
Legal Block	4
Legal Lot Number	39,40
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	4
Census Block	4033
Census Tract	852001

Owner

35W407 Maple Ln is owned and occupied by an individual who bought it in December 2012.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	35W407 MAPLE LN, SAINT CHARLES, IL 60174-6753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2012 · Amount on File
Deed Sale	Dec 3, 2012 · Amount on File
Prior Sale	Aug 2, 2007 · Amount on File
Deed Document Number	201284436
Prior Transfer Date	Jun 6, 2008
Prior Transfer Doc	0000048628
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	35W407 MAPLE LN, ST CHARLES, IL 60174-6753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004991
Date	Jan 20, 2021
Instrument	2021K004991

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

The 2025 property tax bill for 35W407 Maple Ln was $5,439 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,439.00 Homeowner's exemption Senior Citizen's exemption	$97,639 (+8.53%) Land $24,250 Building $73,389	$293,034 (+8.53%) Land $72,779 Building $220,255
2024		$89,965 Land $22,344 Building $67,621	$270,003 Land $67,059 Building $202,944
2022	$4,779.00 (-1.59%) Homeowner's exemption	$73,622 (+5.11%) Land $22,135 Building $51,487	$220,866 (+5.11%) Land $66,405 Building $154,461
2021	$4,856.00 Homeowner's exemption	$70,042 Land $21,099 Building $48,943	$210,126 Land $63,297 Building $146,829

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 35W407 Maple Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	36 (1978–2020)
Claims Outside the SFHA	8 of 36
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35W407 Maple Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Maple Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures