St. Mary's County property record for 35992 Bay Dr, Chaptico, MD 20621
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,540 sqft · built 1987 |
| Lot Size | 0.552 acres (24,056 sqft) |
| Owner | Company Name on Record |
| Last Sale | $15,000 (Sep 1985) |
| Tax Bill | $3,909 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-005201 |
| Primary APN | 04-005201 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,540 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 24,056 sqft (0.552 acres) |
| View / Lot | Waterfront |
| Deck Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 005201 |
|---|---|
| Street Address | 35992 BAY DR |
| City | CHAPTICO |
| State | MD |
| Zip | 20621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LOT 43 & 44 BLOCK A PLAT 1/35 MILL POINT SHORES |
| Legal Subdivision | MILL PT SHORES |
| Legal Block | A |
| Legal Lot Number | 43&44 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 875202 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5116 BOULDER DR, OXON HILL, MD 20745-3713 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 1985 · Amount on Record |
| Deed Sale | Sep 9, 1985 · Amount on Record |
| Deed Book / Page | 230 / 406 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,633 (+25.84%) | $425,200 (+36.06%) Land $255,000 Building $170,200 | |
| 2025 | $3,909.00 (+13.14%) | ||
| 2023 | $3,455.00 | $308,033 | $312,500 Land $175,000 Building $137,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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