St. Mary's County property record for 35946 Bay Dr, Chaptico, MD 20621
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 768 sqft · built 1966 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $151,000 (Sep 2019) |
| Tax Bill | $2,566 (2025) |
| Deeds & Mortgages | Sep 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-016130 |
| Primary APN | 04-016130 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 768 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,000 sqft (0.275 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 512 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 016130 |
|---|---|
| Street Address | 35946 BAY DR |
| City | CHAPTICO |
| State | MD |
| Zip | 20621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LOT 36 BLOCK A MILL POINT SHORES |
| Legal Subdivision | MILL POINT SHORES NEAR CHAPTICO |
| Legal Block | A |
| Legal Lot Number | 36 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 875202 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13401 DONCASTER LN, SILVER SPRING, MD 20904-1105 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on Record |
| Deed Sale | Sep 4, 2019 · Amount on Record |
| Prior Sale | Apr 19, 1996 · Amount on Record |
| Deed Book / Page | 5150 / 218 |
| Prior Transfer Date | Aug 22, 2019 |
| Prior Transfer Doc | 0051500218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Sep 4, 2019 |
| Property Address | 35946 BAY DR, CHAPTICO, MD 20621 |
| Document Number | 0051500218 |
| Book / Page | 005150 / 000218 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $151.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13401 DONCASTER LN SILVER SPRING MD 209041105, SILVER SPRING, MD 20904-1105 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,833 (+14.81%) | $291,100 (-) Land $244,500 Building $46,600 | |
| 2025 | $2,566.00 (+18.47%) | $224,567 (+19.77%) | $291,100 (+52.17%) Land $244,500 Building $46,600 |
| 2023 | $2,166.00 | $187,500 | $191,300 Land $154,500 Building $36,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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