Osceola County property record for 3598 Yellow Bird Ct, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,826 sqft · built 2001 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Oct 2010) |
| Tax Bill | $1,830 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-26-30-0579-0001-3270 |
| Primary APN | 16-26-30-0579-0001-3270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,826 sqft Living Area |
| Gross Area | 2,520 sqft |
| 1st Floor Area | 1,826 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,062 sqft (0.231 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 299 sqft |
| Porch | Florida Room |
| Porch Area | 294 sqft |
| Deck Area | 845 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3598 YELLOW BIRD CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8897 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | CANOE CREEK LAKES UNIT FOUR PB 11 PG 140 LOT 327 & BEG AT NE COR LOT 328, S 68 DEG W 145.42 FT TO NW COR LOT 328, N 70 DEG E 145.50 FT TO POC, CONC NE, RAD 280.79 FT (CH BEARING N 21 DEG W 4 FT) CENT ANG 00 DEG ALONG CURVE 4 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CANOE CREEK LAKES UNIT 4 |
| Legal Tract | 579 |
| Legal Block | 3270 |
| Legal Lot Number | 327 |
| Legal Unit | FO |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 43208 |
3598 Yellow Bird Ct is owned and occupied by an individual who bought it in October 2010.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3598 YELLOW BIRD CT, SAINT CLOUD, FL 34772-8897 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2010 · Amount on File |
| Deed Sale | Oct 22, 2010 · Amount on File |
| Prior Sale | Jun 28, 2010 |
| Deed Document Number | 2010159579 |
| Deed Book / Page | 4051 / 1917 |
| Prior Transfer Date | Sep 1, 2010 |
| Prior Transfer Doc | 0040511915 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3598 YELLOW BIRD CT, SAINT CLOUD, FL 34772-8897 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | BRIGHT TITLE & TRUST |
| Name | Verified Name |
|---|
| Document Number | 0052331843 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 5233/1843 |
| Instrument | 2017156914 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3598 YELLOW BIRD CT, SAINT CLOUD, FL 34772-8897 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3598 YELLOW BIRD CT, SAINT CLOUD, FL 34772-8897 |
| Document Number | 0059792124 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 5979/2124 |
| Instrument | 2021091711 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 3598 Yellow Bird Ct was $1,830 with a homeowner's exemption, up 3.9% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,830.00 (+3.86%) Homeowner's exemption | $145,133 | $336,400 Land $75,000 Building $261,400 |
| 2024 | $1,762.00 (+3.22%) | ||
| 2023 | $1,707.00 (+4.34%) Homeowner's exemption | $136,935 (+3%) | $343,500 (+19.9%) Land $65,000 Building $278,500 |
| 2022 | $1,636.00 Homeowner's exemption | $132,947 | $286,500 Land $60,000 Building $226,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3598 Yellow Bird Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3598 Yellow Bird Ct is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: CenturyLink, Verizon, Xfinity.
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