3596 Yellow Bird Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3596 Yellow Bird Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,092 sqft · built 2001
Lot Size	0.255 acres (11,107 sqft)
Owner	2 Individual Names on File
Last Sale	$397,500 (Aug 2024)
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0579-0001-3280`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0579-0001-3280`
Alternative APNs	`263016057900013280` `85503`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,092 sqft Living Area
Gross Area	2,588 sqft
1st Floor Area	2,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,107 sqft (0.255 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Metal Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3596 YELLOW BIRD CT
City	SAINT CLOUD
State	FL
Zip	34772-8897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT FOUR PB 11 PG 140 LOT 328 LESS BEG AT NE COR LOT 328, S 68 DEG W 145.42 FT TO NW COR LOT 328, N 70 DEG E 145.50 FT TO POC, CONC NE, RAD 280.79 FT (CH BEARING N 21 DEG W 4 FT) CENT ANG 00 DEG ALONG CURVE 4 FT TO POB
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 4
Legal Tract	579
Legal Block	3280
Legal Lot Number	328
Legal Unit	FO
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43208

Owner

3596 Yellow Bird Ct is owned and occupied by two individuals who bought it in August 2024.

Source: Osceola County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3596 YELLOW BIRD CT, SAINT CLOUD, FL 34772-8897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 24, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on File
Deed Sale	Aug 6, 2024 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	2024101703
Deed Book / Page	6645 / 1685
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3596 YELLOW BIRD CT, SAINT CLOUD, FL 34772-8897
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3596 YELLOW BIRD CT, SAINT CLOUD, FL 34772-8897

Mortgage

Document Number	0064691060
Date	Sep 6, 2023
Book Page	6469/1060
Instrument	2023116836

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3596 YELLOW BIRD CT, SAINT CLOUD, FL 34772-8897
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3596 YELLOW BIRD CT, SAINT CLOUD, FL 34772-8897

Mortgage

Document Number	0060281713
Date	Aug 24, 2021
Book Page	6028/1713
Instrument	2021130932

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 26, 2020
Property Address	3596 YELLOW BIRD CT, SAINT CLOUD, FL 34772-8897
Document Number	0056810190
Book / Page	5681 / 190
Map Reference	MB 11 PG 140
Instrument Date	Feb 26, 2020
Instrument	2020028145
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.90
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3936 CHAPLAIN RD, 3936, SAINT CLOUD, FL 34772-9515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3596 YELLOW BIRD CT, SAINT CLOUD, FL 34772-8897

Mortgage

Document Number	0056810191
Date	Feb 26, 2020
Instrument	5681/0191

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3596 Yellow Bird Ct was $3,593.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,593.00	$243,663	$346,900 Land $75,000 Building $271,900
2023	$3,576.00 (+3.59%) Homeowner's exemption	$240,718 (+3%)	$357,200 (+20.96%) Land $65,000 Building $292,200
2022	$3,452.00 Homeowner's exemption	$233,707	$295,300 Land $60,000 Building $235,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3596 Yellow Bird Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3596 Yellow Bird Ct is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: CenturyLink, Verizon, Xfinity.

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