Kane County property record for 3597 Prestwick Ct, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Feb 2020) |
| Tax Bill | $16,173 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-12-128-003 |
| Primary APN | 05-12-128-003 |
|---|
| Lot Area | 14,810 sqft (0.34 acres) |
|---|
| Street Address | 3597 PRESTWICK CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-5711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD D LT 362 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 362 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 850711 |
Source: Kane County assessment roll, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3597 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 26, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 24, 2019 | Trustee's Deed, Construction Loan · Line of Credit BUSEY BK |
| Sep 11, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on Record |
| Deed Sale | Feb 26, 2020 · Amount on Record |
| Prior Sale | Sep 11, 2019 · Amount on Record |
| Deed Document Number | 202010072 |
| Prior Transfer Date | Sep 5, 2019 |
| Prior Transfer Doc | 0000042051 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3597 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000037508 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021K037508 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 26, 2020 |
| Property Address | 3597 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Document Number | 0000010072 |
| Map Reference | DOC 2006K120182 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 2020K010072 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3597 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Document Number | 0000010073 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2020K010073 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 24, 2019 |
| Property Address | 3597 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 44612 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3952 CALIENTE CIR NAPERVILLE IL 605647184, NAPERVILLE, IL 60564-7184 |
| Document Number | 0000044612 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 44612 |
| Name | BUSEY BK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60540 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 11, 2019 |
| Property Address | 3597 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Document Number | 0000042051 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 42051 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $93.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3952 CALIENTE CIR NAPERVILLE IL 605647184, NAPERVILLE, IL 60564-7184 |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,173.00 (+3.87%) Homeowner's exemption | ||
| 2024 | $205,425 (+19.28%) Land $31,322 Building $174,103 | $616,522 (+19.33%) Land $94,004 Building $522,518 | |
| 2022 | $15,571.00 (-0.55%) Homeowner's exemption | $172,224 (+4.55%) Land $32,035 Building $140,189 | $516,672 (+4.55%) Land $96,105 Building $420,567 |
| 2021 | $15,657.00 Homeowner's exemption | $164,724 Land $30,949 Building $133,775 | $494,172 Land $92,847 Building $401,325 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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