Kane County property record for 3595 Prestwick Ct, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,911 sqft · built 2013 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $688,000 (Mar 2023) |
| Tax Bill | $17,867 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Feb 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-12-128-004 |
| Primary APN | 05-12-128-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,911 sqft Living Area |
| Basement Area | 2,065 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Frame |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Area | 357 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Street Address | 3595 PRESTWICK CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-5711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD D LT 361 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 361 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 850711 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3595 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Construction Mortgage TRUST BANK |
| Feb 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Mar 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Apr 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKESIDE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on Record |
| Deed Sale | Mar 8, 2023 · Amount on Record |
| Prior Sale | Apr 7, 2021 · Amount on Record |
| Deed Document Number | 20237151 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 20, 2026 |
| Property Address | 3595 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Document Number | 0000015801 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 202615801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 3595 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Document Number | 0000015801, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 202615801 |
| Name | TRUST BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | May 9, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3595 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3595 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Document Number | 0000004796 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 2026K004796 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 8, 2023 |
| Property Address | 3595 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Document Number | 0000007151 |
| Map Reference | DOC 2006J120182 |
| Instrument Date | Feb 7, 2023 |
| Instrument | 2023K007151 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3595 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3595 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Document Number | 0000007152 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2023K007152 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3595 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000072321 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020K072321 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 7, 2021 |
| Property Address | 3595 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Document Number | 0000026796 |
| Map Reference | DOC 2006K120182 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 2021K026796 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3595 PRESTWICK CT, ELGIN, IL 60124-5711 |
| Document Number | 0000026797 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021K026797 |
| Name | LAKESIDE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,867.00 (-3.97%) | ||
| 2024 | $18,606.00 (+27.61%) | $224,058 (+40.01%) Land $33,165 Building $190,893 | $672,443 (+40.06%) Land $99,535 Building $572,908 |
| 2022 | $14,580.00 (-0.54%) Homeowner's exemption | $160,033 (+3.51%) Land $32,035 Building $127,998 | $480,099 (+3.51%) Land $96,105 Building $383,994 |
| 2021 | $14,659.00 Homeowner's exemption | $154,607 Land $30,949 Building $123,658 | $463,821 Land $92,847 Building $370,974 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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