Hamilton County property record for 3594 Mount Carmel Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1979 |
| Lot Size | 1.1 acres (48,003 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,900 (Dec 2012) |
| Tax Bill | $5,931 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0072-0110-00 |
| Primary APN | 500-0072-0110-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 3,910 sqft |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 48,003 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3594 MOUNT CARMEL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT CARMEL RD 1.102 ACSMS706 |
| Legal Subdivision | MARGARET L PERINS SUBDIVISION |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 24901 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3594 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC |
| Sep 29, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 5, 2024 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC |
| Nov 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AURGROUP FINANCIAL CU |
| Mar 31, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 31, 2021 | Transfer on Death Deed, Transfer |
| Aug 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2012 · Amount on File |
| Deed Sale | Dec 6, 2012 · Amount on File |
| Deed Document Number | 2012157298 |
| Deed Book / Page | 12183 / 1251 |
| Last Transfer Date | Mar 25, 2021 |
| Transfer Doc | 0000040489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3594 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3594 MOUNT CARMEL RD D, D, CINCINNATI, OH 45244-1640 |
| Document Number | 0000057191 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 14978/1990 |
| Instrument | 2023-0057191 |
| Name | MORTGAGEPROS LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3594 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | TP |
| Name | Verified Name |
|---|---|
| Address | 3594 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640 |
| Document Number | 0000075304 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 15510/1780 |
| Instrument | 2025-0075304 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3594 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000053728 |
|---|---|
| Date | Aug 5, 2024 |
| Book Page | 15221/4 |
| Instrument | 2024-0053728 |
| Name | INDEPENDENCE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85258 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3594 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000101481 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 14046/01697 |
| Instrument | 2019-0101481 |
| Name | AURGROUP FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FAIRFIELD, OH 45014 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Oct 28, 2024 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 31, 2021 |
| Property Address | 3594 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640 |
| Document Number | 0000040489 |
| Book / Page | 14386 / 2743 |
| Map Reference | VOL 12183 PG 1251 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021-0040489 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3594 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 31, 2021 |
| Property Address | 3594 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640 |
| Document Number | 0000040490 |
| Book / Page | 14386 / 2746 |
| Map Reference | MB 81 PG 43 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021-0040490 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3594 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 18, 2017 |
| Property Address | 3594 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640 |
| Document Number | 0000075807 |
| Book / Page | 013484 / 002492 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 75807 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,931.00 (+2.59%) | $94,465 (-) Land $20,412 Building $74,053 | $269,900 (-) Land $58,320 Building $211,580 |
| 2024 | $5,781.00 (+5.3%) | $94,465 (-) Land $20,412 Building $74,053 | |
| 2023 | $5,490.00 (+15.7%) | $94,465 (+32.32%) Land $20,412 Building $74,053 | $269,900 (+32.32%) Land $58,320 Building $211,580 |
| 2022 | $4,745.00 Homeowner's exemption | $71,390 Land $15,890 Building $55,500 | |
| 2020 | $203,970 Land $45,400 Building $158,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 108 (1978–2025) |
| Claims Outside the SFHA | 6 of 108 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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