Charlotte County property record for 3597 Beacon Dr, Punta Gorda, FL 33980
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,299 sqft · built 1972 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $77,000 (Oct 2012) |
| Tax Bill | $441 (2025) |
| Deeds & Mortgages | May 2019 Reverse Mortgage Apr 2022 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 402223459012 |
| Primary APN | 402223459012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,299 sqft Living Area |
| Gross Area | 2,194 sqft |
| 1st Floor Area | 1,299 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 396 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00067820000001 |
|---|---|
| Street Address | 3597 BEACON DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33980-8612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PORT CHARLOTTE SEC9 BLK501 LT 23 429/77 976/1440-JL 1773/2182 2067/1739 CT3683/444 3702/681 4962/517 |
| Legal Range | 22E |
| Legal Township | 40S |
| Legal Section | 23 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Tract | PCH |
| Legal Block | 501 |
| Legal Lot Number | 23 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2093 |
| Census Tract | 20900 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3597 BEACON DR, PORT CHARLOTTE, FL 33980-8612 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 16, 2019 | Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 11, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| May 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2012 · Amount on Record |
| Deed Sale | Oct 19, 2012 · Amount on Record |
| Prior Sale | Aug 16, 2012 |
| Deed Document Number | 20122130957 |
| Deed Book / Page | 3702 / 681 |
| Last Transfer Date | Mar 25, 2022 |
| Transfer Doc | 0049620517 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 3597 BEACON DR, PORT CHARLOTTE, FL 33980-8612 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0044390256 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 4439/0256 |
| Instrument | 2710180 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 11, 2022 |
| Property Address | 3597 BEACON DR, PORT CHARLOTTE, FL 33980-8612 |
| Document Number | 0049620517 |
| Book / Page | 4962 / 517 |
| Map Reference | MB 4 PG 19A-19D |
| Instrument Date | Mar 25, 2022 |
| Instrument | 3085741 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3597 BEACON DR, 3597, PUNTA GORDA, FL 33980-8612 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3597 BEACON DR, PUNTA GORDA, FL 33980-8612 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 3597 BEACON DR, PORT CHARLOTTE, FL 33980-8612 |
| Document Number | 0044390272 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3597 BEACON DR PORT CHARLOTTE FL 339808612, PORT CHARLOTTE, FL 33980-8612 |
| Document Number | 0044390272 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 004439/000272 |
| Instrument | 2710181 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $441.00 (-63.03%) Homeowner's exemption Disabled Person's exemption | $72,182 (+5.99%) | $178,350 (+28.73%) Land $23,120 Building $155,230 |
| 2024 | $1,193.00 (+3.11%) | ||
| 2023 | $1,157.00 (-1.78%) Homeowner's exemption Disabled Person's exemption | $68,105 (+3%) | $138,544 (-20.62%) Land $28,400 Building $110,144 |
| 2022 | $1,178.00 Homeowner's exemption Disabled Person's exemption | $66,121 | $174,523 Land $22,440 Building $152,083 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 194 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 35 (1992–2023) |
| Claims Outside the SFHA | 4 of 35 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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