3500 Beacon Dr, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 3500 Beacon Dr, Punta Gorda, FL 33980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1978
Lot Size	0.285 acres (12,393 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Oct 2003)
Tax Bill	$532 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`402223477006`

Property Details

APN / Parcel Number

Primary APN	`402223477006`
Alternative APNs	`00095800000009` `10004594545`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	2,241 sqft
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,393 sqft (0.285 acres)
Lot Dimensions	125 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	497 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	250 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00095800000009
Street Address	3500 BEACON DR
City	PUNTA GORDA
State	FL
Zip	33980-8550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PORT CHARLOTTE SEC13 BLK507 LT 7 313/273 554/975 561/264 576/2029 DC655/1362 POA1175/1776-781175/1779 1718/1120 1765/1601 2318/649 3087/1460 4750/1012
Legal Range	22E
Legal Township	40S
Legal Section	23
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	507
Legal Lot Number	7
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2092
Census Tract	20900

Owner

3500 Beacon Dr is owned and occupied by two individuals who acquired it in December 2006.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3500 BEACON DR, PORT CHARLOTTE, FL 33980-8550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
May 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2003 · Amount on File
Deed Sale	Oct 4, 2003 · Amount on File
Prior Sale	Jul 16, 1999 · Amount on File
Deed Book / Page	2318 / 649
Last Transfer Date	Dec 22, 2006
Transfer Doc	0030871460
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	3500 BEACON DR, PORT CHARLOTTE, FL 33980-8550
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 BEACON DR, PORT CHARLOTTE, FL 33980-8550

Mortgage

Document Number	0048160001
Date	Aug 2, 2021
Book Page	4816/1
Instrument	2979632

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	3500 BEACON DR, PORT CHARLOTTE, FL 33980-8550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043190172
Date	May 24, 2018
Book Page	4319/0172
Instrument	2615425

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3500 Beacon Dr was $532 with a homeowner's exemption, down 58.9% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$532.00 (-58.86%) Homeowner's exemption	$74,753	$266,535 Land $18,700 Building $247,835
2024	$1,293.00 (+2.62%)
2023	$1,260.00 (+4.13%) Homeowner's exemption	$70,530 (+3%)	$205,402 (+4.48%) Land $22,000 Building $183,402
2022	$1,210.00 Homeowner's exemption	$68,476	$196,586 Land $13,175 Building $183,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3500 Beacon Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 194 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	35 (1992–2023)
Claims Outside the SFHA	4 of 35
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3500 Beacon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Beacon Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures