Citrus County property record for 3596 E Theo Ln, Inverness, FL 34453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 2010 |
| Lot Size | 0.229 acres (9,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Aug 2022) |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-19S-02-0090-01640-0370 |
| Primary APN | 19E-19S-02-0090-01640-0370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,977 sqft (0.229 acres) |
| Lot Dimensions | 117 ft deep x 83 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 80 sqft |
| Utility Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3478225 |
|---|---|
| Street Address | 3596 E THEO LN, 37 |
| City | INVERNESS |
| State | FL |
| Zip | 34453-8909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | INVERNESS HGLDS UNIT 9 PB 2 PG 175 LOTS 37 38 39 & 40 BLK 164 |
| Legal Range | 19E |
| Legal Township | 19S |
| Legal Section | 11 |
| Legal Subdivision | INVERNESS HIGHLANDS UNIT 9 |
| Legal Block | 164 |
| Legal Lot Number | 37 |
| Legal Unit | 9 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 450706 |
Source: Citrus County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3596 E THEO LN, INVERNESS, FL 34453-8909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Jul 20, 2026 | Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 10, 2022 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on Record |
| Deed Sale | Aug 10, 2022 · Amount on Record |
| Prior Sale | Apr 20, 2022 · Amount on Record |
| Deed Document Number | 202256157 |
| Deed Book / Page | 3310 / 521 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jul 20, 2026 |
| Property Address | 3596 E THEO LN, 37, INVERNESS, FL 34453-8909 |
| Document Number | 0000042939 |
| Book / Page | 3690 / 387 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202642939 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2026 |
| Title Company | FLORIDA TITLE, ALL FLORIDA HOMES TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139,279.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3596 E THEO LN, INVERNESS, FL 34453-8909 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042940, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202642940 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 10, 2022 |
| Property Address | 3596 E THEO LN, INVERNESS, FL 34453-8909 |
| Document Number | 0033100521 |
| Book / Page | 3310 / 521 |
| Map Reference | MB 2 PG 175-177 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 2022056157 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4533 SW 37TH TER, BUSHNELL, FL 33513-8444 |
| Name | Verified Name |
|---|---|
| Address | 3596 E THEO LN, INVERNESS, FL 34453-8909 |
| Document Number | 0033100523 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 3310/523 |
| Instrument | 2022056158 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,656.00 (+1.85%) Homeowner's exemption | $140,883 (-0.46%) Land $8,880 Building $132,003 | $140,883 (-0.46%) Land $8,880 Building $132,003 |
| 2024 | $1,626.00 (-4.58%) Homeowner's exemption Additional exemption filed | $141,537 (-2.84%) Land $7,720 Building $133,817 | $141,537 (-2.84%) Land $7,720 Building $133,817 |
| 2023 | $1,704.00 (-7.64%) Homeowner's exemption Additional exemption filed | $145,669 (+22.88%) Land $6,980 Building $138,689 | $145,669 (+22.88%) Land $6,980 Building $138,689 |
| 2022 | $1,845.00 Additional exemption filed | $118,541 Land $4,570 Building $113,971 | $118,541 Land $4,570 Building $113,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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