3595 Shady Ln, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3595 Shady Ln, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1951
Lot Size	1.13 acres (49,310 sqft)
Owner	Individual Name on File
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Feb 2021 Transfer Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`570-0040-0018-00`

Property Details

APN / Parcel Number

Primary APN	`570-0040-0018-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft

Exterior

Year Built	Built 1951
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	49,310 sqft (1.13 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3595 SHADY LN
City	CINCINNATI
State	OH
Zip	45208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADY LN 1.132 AC R2-T1-S3 SW
Legal Range	02
Legal Township	01
Legal Section	03
Jurisdiction	HAMILTON OH
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2006
Census Tract	5000

Owner

3595 Shady Ln is owned by an individual who acquired it in February 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	282 ELMORE POND RD, WOLCOTT, VT 05680-4033
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Affidavit of Death of Joint Tenant, Transfer
Apr 13, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Jun 28, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021
Deed Sale	Feb 11, 2021
Prior Sale	Apr 13, 2020 · Amount on File
Deed Document Number	2021-0018326
Deed Book / Page	14145 / 1896
Record Updated	Jun 8, 2026

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Feb 11, 2021
Property Address	3595 SHADY LN, CINCINNATI, OH 45208
Document Number	0000018326
Book / Page	14353 / 1803
Instrument Date	Dec 15, 2020
Instrument	2021-0018326
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 ELMORE POND RD, WOLCOTT, VT 05680-4033

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 13, 2020
Property Address	3595 SHADY LN, CINCINNATI, OH 45208
Document Number	0000034257
Book / Page	014145 / 001896
Instrument Date	Apr 3, 2020
Instrument	34257
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3595 SHADY LN NORTH BEND OH 450529409, NORTH BEND, OH 45052-9409

Mortgage

Document Number	34258
Date	Apr 13, 2020
Book Page	014145/001898
Instrument	34258

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 28, 2018
Property Address	3595 SHADY LN, CINCINNATI, OH 45208
Document Number	0000005833
Instrument Date	Jun 18, 2018
Instrument	18-0055833
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	MATTINGLY FORD TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3595 SHADY LN, NORTH BEND, OH 45052-9409

Mortgage

Document Number	0000005834
Date	Jun 28, 2018
Instrument	18-0055834

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3595 Shady Ln was $2,897, up 12.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Miami Township
Unified School District	Three Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,897.00 (+12.5%)	$55,034 (+%) Land $20,989 Building $34,045
2024	$2,575.00 (-0.12%)	$55,033 (-) Land $20,989 Building $34,044
2023	$2,578.00 (-21.95%)	$55,033 (-0.42%) Land $20,989 Building $34,044	$157,240 Land $59,970 Building $97,270
2022	$3,303.00 Homeowner's exemption	$55,266 Land $18,134 Building $37,132
2020			$157,900 Land $51,810 Building $106,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3595 Shady Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1989)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3595 Shady Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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