Kane County property record for 3595 Harmony Cir, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $600,000 (2023) |
| Tax Bill | $15,608.00 (2025) |
Source: Kane County records · APN 05-12-129-005
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3595 HARMONY CIR, ELGIN, IL 60124-3124 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| May 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Sep 21, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage HEARTLAND BANK & TRUST CO |
| Jan 08, 2021 | Special Warranty Deed, Transfer · Line of Credit HEARTLAND BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2023 · Amount on Record |
| Deed Sale | May 23, 2023 · Amount on Record |
| Prior Sale | Jan 08, 2021 · Amount on Record |
| Deed Doc Number | 202316463 |
| Last Transfer Date | Mar 07, 2025 |
| Transfer Doc | 0000012149 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3595 HARMONY CIR, ELGIN, IL 60124-3124 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Title Company | AF TITLE COMPANY, FOX TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3810 DEAN ST, WOODSTOCK, IL 60098-7664 |
| Document Number | 0000016464 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 2023K016464 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3595 HARMONY CIR, ELGIN, IL 60124-3124 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000071704 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021K071704 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SYCAMORE, IL 60178 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Jun 10, 2022 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 08, 2021 |
| Property Address | 3595 HARMONY CIR, ELGIN, IL 60124-3124 |
| Document Number | 0000001965 |
| Map Reference | DOC 2006K120183 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2021K001965 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1751A W DIEHL RD, 1751A, NAPERVILLE, IL 60563-1885 |
| Name | Verified Name |
|---|---|
| Address | 1827 E LINCOLN HWY # 1, 1, DEKALB, IL 60115-3958 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001966 |
|---|---|
| Date | Jan 08, 2021 |
| Instrument | 2021K001966 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SYCAMORE, IL 60178 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,608.00 (+715.46%) | ||
| 2024 | $196,670 (+872.31%) Land $29,480 Building $167,190 | $590,246 (+872.7%) Land $88,475 Building $501,771 | |
| 2022 | $1,914.00 (-0.67%) | $20,227 (+3.51%) Land $20,227 | $60,681 (+3.51%) Land $60,681 |
| 2021 | $1,927.00 | $19,541 Land $19,541 | $58,623 Land $58,623 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 05-12-129-005 |
|---|
| Lot Area | 11,761 sqft (0.27 acres) |
|---|
| Street Address | 3595 HARMONY CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3124 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD D LT 388 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 388 |
| Jurisdiction | KANE IL |
| Minor Civil Division | PLATO |
| Census Blockgroup | 2 |
| Census Block | 2076 |
| Census Tract | 850711 |
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