Pinellas County property record for 3594 Ermine Path, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,264 sqft · built 1988 |
| Lot Size | 0.208 acres (9,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (May 2021) |
| Tax Bill | $7,337 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-758-5162-6 |
| Primary APN | C62-000-758-5162-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,264 sqft Living Area |
| Gross Area | 3,200 sqft |
| 1st Floor Area | 2,264 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,039 sqft (0.208 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 430 sqft |
| Deck Area | 122 sqft |
| Patio Area | 122 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R44156 |
|---|---|
| Street Address | 3594 ERMINE PATH |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD75 |
| Legal Description | VILLAGE OF WOODLAND HILLS UNIT 2 LOT 106 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 5 |
| Legal Subdivision | VILLAGE OF WOODLAND HILLS |
| Legal Tract | 94069 |
| Legal Lot Number | 106 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 27314 |
3594 Ermine Path is owned and occupied by two individuals who bought it in May 2021.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3594 ERMINE PATH, PALM HARBOR, FL 34684-3545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALLY BANK |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 7, 2019 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on File |
| Deed Sale | May 12, 2021 · Amount on File |
| Prior Sale | Jul 29, 2008 · Amount on File |
| Deed Document Number | 2021158274 |
| Deed Book / Page | 21532 / 1255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 12, 2021 |
| Property Address | 3594 ERMINE PATH, PALM HARBOR, FL 34684-3545 |
| Document Number | 0215321255 |
| Book / Page | 21532 / 1255 |
| Map Reference | MB 96 PG 11&12 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021158274 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 BROADWAY, 114, DUNEDIN, FL 34698-7509 |
| Name | Verified Name |
|---|---|
| Address | 3594 ERMINE PATH, PALM HARBOR, FL 34684-3545 |
| Document Number | 215321257 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 21532/1257 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.75% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5% |
| Max Rate At Change | 6.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3594 ERMINE PATH, PALM HARBOR, FL 34684-3545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 3594 ERMINE PATH, PALM HARBOR, FL 34684-3545 |
| Document Number | 0211700394 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 21170/394 |
| Instrument | 2020278402 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3594 ERMINE PATH, PALM HARBOR, FL 34684-3545 |
| Document Number | 0206561135 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3594 ERMINE PATH PALM HARBOR FL 346843545, PALM HARBOR, FL 34684-3545 |
| Document Number | 0206561135 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 020656/001135 |
| Instrument | 261588 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2049 |
The 2025 property tax bill for 3594 Ermine Path was $7,337 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,337.00 Homeowner's exemption | $440,803 | $521,177 Land $167,090 Building $354,087 |
| 2023 | $6,847.00 (+2.7%) Homeowner's exemption | $415,903 (+3%) | $487,526 (+20.74%) Land $197,765 Building $289,761 |
| 2022 | $6,667.00 Homeowner's exemption | $403,789 | $403,789 Land $175,706 Building $228,083 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3594 Ermine Path in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 91 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 91 in force |
| Nearby Flood Claims | 8 (2009–2024) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3594 Ermine Path is moderate, ranking above 47% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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