Pinellas County property record for 3589 Ermine Path, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,832 sqft · built 1987 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jun 2015) |
| Tax Bill | $4,668 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-5164-2 |
| Primary APN | C62-000-758-5164-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,832 sqft Living Area |
| Gross Area | 2,601 sqft |
| 1st Floor Area | 1,832 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,587 sqft (0.266 acres) |
| Lot Dimensions | 115 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 286 sqft |
| Deck Area | 225 sqft |
| Patio Area | 225 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R44158 |
|---|---|
| Street Address | 3589 ERMINE PATH |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD75 |
| Legal Description | VILLAGE OF WOODLAND HILLS UNIT 2 LOT 108 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 5 |
| Legal Subdivision | VILLAGE OF WOODLAND HILLS |
| Legal Tract | 94069 |
| Legal Lot Number | 108 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 27314 |
3589 Ermine Path is owned and occupied by two individuals who bought it in June 2015.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3589 ERMINE PATH, PALM HARBOR, FL 34684-3544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2015 · Amount on File |
| Deed Sale | Jun 19, 2015 · Amount on File |
| Prior Sale | Sep 18, 2014 · Amount on File |
| Deed Document Number | 2015173792 |
| Deed Book / Page | 18821 / 1565 |
| Prior Transfer Date | Sep 16, 2014 |
| Prior Transfer Doc | 0185301036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3589 ERMINE PATH, PALM HARBOR, FL 34684-3544 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3589 ERMINE PATH, PALM HARBOR, FL 34684-3544 |
| Document Number | 0232950695 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 23295/695 |
| Instrument | 2025264571 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3589 ERMINE PATH, PALM HARBOR, FL 34684-3544 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3589 ERMINE PATH, PALM HARBOR, FL 34684-3544 |
| Document Number | 0212211655 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 21221/1655 |
| Instrument | 2020317547 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 3589 Ermine Path was $4,668 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,668.00 Homeowner's exemption | $292,933 | $516,368 Land $202,747 Building $313,621 |
| 2023 | $4,339.00 (+2.89%) Homeowner's exemption | $276,385 (+3%) | $499,427 (+20.6%) Land $239,603 Building $259,824 |
| 2022 | $4,217.00 Homeowner's exemption | $268,335 | $414,112 Land $211,215 Building $202,897 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3589 Ermine Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 91 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 91 in force |
| Nearby Flood Claims | 8 (2009–2024) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3589 Ermine Path is moderate, ranking above 47% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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