Whatcom County property record for 3593 E Smith Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,524 sqft · built 2004 |
| Lot Size | 5.98 acres (260,924 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $8,128 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70079 |
| Primary APN | 70079 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,524 sqft Living Area |
| 1st Floor Area | 2,524 sqft |
| Basement Area | 2,827 sqft |
| Finished Basement | 303 sqft |
| Unfinished Basement | 2,524 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 260,924 sqft (5.98 acres) |
| Garage Type | Attached |
| Garage Area | 990 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 184 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 70079 |
|---|---|
| Street Address | 3593 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | E 300 FT OF N 900 FT OF E 1/2 NW NE- LESS RD |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 33 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10702 |
Source: Whatcom County assessment roll, as of May 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3593 E SMITH RD, BELLINGHAM, WA 98226-7541 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 21, 2003 |
| Transfer Doc | 2030304319 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3593 E SMITH RD, BELLINGHAM, WA 98226-7541 |
| Document Number | 2200300988 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3593 E SMITH RD BELLINGHAM WA 982267541, BELLINGHAM, WA 98226-7541 |
| Document Number | 2200300988 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 300988 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 9, 2035 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,128.00 (+26.86%) | $1,054,473 (+14.26%) Land $288,037 Building $766,436 | $1,054,473 (+14.26%) Land $288,037 Building $766,436 |
| 2022 | $922,837 Land $357,712 Building $565,125 | $922,837 Land $357,712 Building $565,125 | |
| 2021 | $6,407.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 69% of Washington |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT BAKER WATER ASSOCIATION private · serves 500 people · EPA ID WA5356500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Radiate Holdings Cable | 1,500 / 50 |
5G and 4G LTE (outdoors only)
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