Whatcom County property record for 3590 E Smith Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 914 sqft · built 1905 |
| Lot Size | 24.6 acres (1,073,754 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,377 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51577 |
| Primary APN | 51577 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 914 sqft Living Area |
| 1st Floor Area | 754 sqft |
| 2nd Floor Area | 160 sqft |
| Year Built | Built 1905 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Roof Material | Metal |
| Lot Area | 1,073,754 sqft (24.6 acres) |
| Porch | Porch |
| Porch Area | 115 sqft |
| Heating System | Wood Furnace |
|---|
| Account Number | 51577 |
|---|---|
| Street Address | 3590 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | W 5 ACRES OF GOVT LOT 9-E 1/2 SW SE-LESS RD |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 28 |
| Legal Lot Number | 9 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10702 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3460 E SMITH RD, BELLINGHAM, WA 98226-9504 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,377.00 (-13.53%) | $567,920 (-21.98%) Land $336,538 Building $231,382 | $567,920 (-21.98%) Land $336,538 Building $231,382 |
| 2022 | $727,881 Land $569,201 Building $158,680 | $727,881 Land $569,201 Building $158,680 | |
| 2021 | $5,062.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT BAKER WATER ASSOCIATION private · serves 500 people · EPA ID WA5356500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Astound Broadband Cable | 1,500 / 50 |
4G LTE (outdoors only), no 5G reported
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