35920 Ridge Rd, Willoughby, OH 44094 Property Records

Lake County property record for 35920 Ridge Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,963 sqft · built 1944
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Feb 2021)
Tax Bill	$8,097 (2023)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-A-002-0-00-006-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-002-0-00-006-0`
Alternative APN	`A 22`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,963 sqft Living Area
Gross Area	2,305 sqft
1st Floor Area	1,047 sqft
Attic Area	342 sqft
Basement Area	280 sqft
Finished Basement	280 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Detached
Garage Area	918 sqft
Parking Spaces	3 Parking Spaces
Pool Area	720 sqft
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	A 22
Street Address	35920 RIDGE RD
City	WILLOUGHBY
State	OH
Zip	44094-4155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LOT 9 TRACT 10
Legal Subdivision	TRACT 10
Legal Tract	10
Legal Lot Number	9 174
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2002
Census Tract	201300

Owner

35920 Ridge Rd is owned and occupied by an individual who acquired it in October 2022.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	35920 RIDGE RD, WILLOUGHBY, OH 44094-4155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2021	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Prior Sale	Feb 23, 2021 · Amount on File
Deed Document Number	0000006178
Last Transfer Date	Oct 4, 2022
Transfer Doc	0000027118
Record Updated	Jun 7, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Oct 4, 2022
Property Address	35920 RIDGE RD, WILLOUGHBY, OH 44094-4155
Document Number	0000027118
Instrument Date	Sep 27, 2022
Instrument	2022R027118
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	MERIDIAN TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35920 RIDGE RD, 35920, WILLOUGHBY, OH 44094-4155

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	35920 RIDGE RD, WILLOUGHBY, OH 44094-4155

Mortgage

Document Number	0000027119
Date	Oct 4, 2022
Instrument	2022R027119

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LAKE OH
Recording Date	Feb 23, 2021
Property Address	35920 RIDGE RD, WILLOUGHBY, OH 44094-4155
Document Number	0000006178
Instrument Date	Feb 10, 2021
Instrument	2021R006178
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	35920 RIDGE RD, WILLOUGHBY, OH 44094-4155

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,097.00 (-3.24%) Homeowner's exemption	$85,520 (-) Land $31,420 Building $54,100
2022	$8,368.00 Homeowner's exemption	$85,520 Land $31,420 Building $54,100
2021			$244,340 Land $89,770 Building $154,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 35920 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35920 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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