35825 Ridge Rd, Willoughby, OH 44094 Property Records

Lake County property record for 35825 Ridge Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,822 sqft · built 1968
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Mar 2007)
Tax Bill	$7,660 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-002-0-00-017-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-002-0-00-017-0`
Alternative APN	`E 41`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
1st Floor Area	1,630 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	22,651 sqft (0.519 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	78 sqft
Patio Area	90 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	E 41
Street Address	35825 RIDGE RD
City	WILLOUGHBY
State	OH
Zip	44094-4154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LOT 8 & 9 TRACT 10
Legal Subdivision	ORIGINAL WILLOUGHBY TOWNSHIP 1
Legal Tract	10
Legal Lot Number	8 & 9 9
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2003
Census Tract	201300

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	35825 RIDGE RD, WILLOUGHBY, OH 44094-4154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 28, 2017	Affidavit of Death, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2007 · Amount on Record
Deed Sale	Mar 9, 2007 · Amount on Record
Prior Sale	Mar 9, 2007 · Amount on Record
Deed Document Number	0000008279
Last Transfer Date	Dec 28, 2017
Transfer Doc	0000035317
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	35825 RIDGE RD, WILLOUGHBY, OH 44094-4154
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034816
Date	Nov 23, 2020
Instrument	2020R034816

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE OH
Recording Date	Dec 28, 2017
Property Address	35825 RIDGE RD, WILLOUGHBY, OH 44094-4154
Document Number	0000035317
Instrument Date	Dec 11, 2017
Instrument	35317
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35825 RIDGE RD WILLOUGHBY OH 440944154, WILLOUGHBY, OH 44094-4154

Mortgage

Document Number	35318
Date	Dec 28, 2017
Instrument	35318

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 27, 2037

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,660.00 (+72.64%) Homeowner's exemption Senior Citizen's exemption	$80,910 (-) Land $28,020 Building $52,890
2022	$4,437.00 Homeowner's exemption Senior Citizen's exemption	$80,910 Land $28,020 Building $52,890
2021			$231,160 Land $80,060 Building $151,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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