St. Louis County property record for 3591 Stebner Rd, Hermantown, MN 55811
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,103 sqft · built 2018 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Feb 2019) |
| Tax Bill | $4,434 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0014-00230 |
| Primary APN | 395-0014-00230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,103 sqft Gross Area |
| 1st Floor Area | 1,103 sqft |
| Basement Area | 874 sqft |
| Finished Basement | 874 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 93,654 sqft (2.15 acres) |
| Garage Area | 784 sqft |
| Deck Area | 16 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1066782 |
|---|---|
| Street Address | 3591 STEBNER RD |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-3700 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | E1/2 OF N1/2 OF N1/2 OF NE1/4 OF SE1/4 EXEX 55/100 AC FOR RD AND EX W 369 FT SERIAL # |
| Legal Range | 15W |
| Legal Township | 50N |
| Legal Section | 35 |
| Legal Subdivision | HERMANTOWN CITY OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10302 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3591 STEBNER RD, HERMANTOWN, MN 55811-3700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2019 | Deed of Trust, Mortgage TRUSTONE FIN'L FCU |
| Feb 27, 2019 | Warranty Deed, Transfer · Conventional with PMI TRUSTONE FIN'L FCU |
| Sep 25, 2018 | Warranty Deed, Construction Loan · Line of Credit NATIONAL BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2019 · Amount on Record |
| Deed Sale | Feb 27, 2019 · Amount on Record |
| Prior Sale | Sep 25, 2018 · Amount on Record |
| Deed Document Number | 20191350706 |
| Prior Transfer Date | May 13, 2004 |
| Prior Transfer Doc | 0000993252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3591 STEBNER RD, HERMANTOWN, MN 55811-3700 |
| Document Number | 00A1370352 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3591 STEBNER RD HERMANTOWN MN 558113700, HERMANTOWN, MN 55811-3700 |
| Document Number | 00A1370352 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | A1370352 |
| Name | TRUSTONE FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MN 55447 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 27, 2019 |
| Property Address | 3591 STEBNER RD, HERMANTOWN, MN 55811-3700 |
| Document Number | 00A1350706 |
| Instrument Date | Feb 20, 2019 |
| Instrument | A1350706 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $891.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3591 STEBNER RD HERMANTOWN MN 55811, HERMANTOWN, MN 55811 |
| Document Number | 1350707 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 1350707 |
| Name | TRUSTONE FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MN 55447 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 25, 2018 |
| Property Address | 3591 STEBNER RD, HERMANTOWN, MN 55811-3700 |
| Document Number | 00A1341400 |
| Instrument Date | Sep 24, 2018 |
| Instrument | A1341400 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 10, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1626 ELMIRA AVE SUPERIOR WI 548802423, SUPERIOR, WI 54880-2423 |
| Document Number | A1341401 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | A1341401 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,434.00 (+17.36%) Homeowner's exemption | ||
| 2025 | $3,778.00 (+12.04%) Homeowner's exemption | $345,100 (+17.66%) Land $39,600 Building $305,500 | $345,100 (+17.66%) Land $39,600 Building $305,500 |
| 2024 | $3,372.00 | $293,300 (+28.25%) Land $37,800 Building $255,500 | $293,300 (+28.25%) Land $37,800 Building $255,500 |
| 2022 | $228,700 Land $33,300 Building $195,400 | $228,700 Land $33,300 Building $195,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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