St. Louis County property record for 3579 Stebner Rd, Hermantown, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,376 sqft · built 1955 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Jun 2014) |
| Tax Bill | $5,336 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0014-00255 |
| Primary APN | 395-0014-00255 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Gross Area |
| 1st Floor Area | 1,376 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Area | 720 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 970480 |
|---|---|
| Street Address | 3579 STEBNER RD |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-3700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 OF E1/2 OF S1/2 OF N1/2 OF NE1/4 OFSE1/4 EX 27/100 AC FOR ROAD & EX THAT PARTLYING WLY OF WLY R/W OF GETCHELL ROAD |
| Legal Range | 15W |
| Legal Township | 50N |
| Legal Section | 35 |
| Legal Subdivision | HERMANTOWN CITY OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10302 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3579 STEBNER RD, HERMANTOWN, MN 55811-3700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage NORTH SHORE BANK OF COMMERCE |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2014 · Amount on File |
| Deed Sale | Jun 5, 2014 · Amount on File |
| Prior Sale | Jul 6, 2010 · Amount on File |
| Deed Document Number | 20141238940 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3579 STEBNER RD, HERMANTOWN, MN 55811-3700 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | AH ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 3579 STEBNER RD, HERMANTOWN, MN 55811-3700 |
| Document Number | 0001447896 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 1447896 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | Aug 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3579 STEBNER RD, HERMANTOWN, MN 55811-3700 |
| Document Number | 00A1388465 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3579 STEBNER RD HERMANTOWN MN 558113700, HERMANTOWN, MN 55811-3700 |
| Document Number | 00A1388465 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | A1388465 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2050 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,336.00 (+17.9%) Homeowner's exemption | ||
| 2025 | $4,526.00 (+13.95%) Homeowner's exemption | $399,800 (+16.29%) Land $69,000 Building $330,800 | $399,800 (+16.29%) Land $69,000 Building $330,800 |
| 2024 | $3,972.00 | $343,800 (+40.56%) Land $65,600 Building $278,200 | $343,800 (+40.56%) Land $65,600 Building $278,200 |
| 2022 | $244,600 Land $58,000 Building $186,600 | $244,600 Land $58,000 Building $186,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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