3591 Sanctuary Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3591 Sanctuary Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,696 sqft · built 2017
Lot Size	0.037 acres (1,612 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (Apr 2017)
Tax Bill	$2,661 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138515`

Property Details

APN / Parcel Number

Primary APN	`138515`
Alternative APN	`152630005800010580`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,696 sqft Heated Area
Gross Area	1,934 sqft
1st Floor Area	920 sqft
Upper Floors Area	776 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,612 sqft (0.037 acres)
Lot Dimensions	58 ft deep x 28 ft wide
Garage Type	Finished
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Patio Area	133 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	138515
Street Address	3591 SANCTUARY DR
City	SAINT CLOUD
State	FL
Zip	34769-7126
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SANCTUARY AT SOUTH TOWN PB 18 PG 119 LOT 58
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	SANCTUARY AT SOUTHTOWN TOWNHOMES
Legal Tract	58
Legal Block	1
Legal Lot Number	58
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3028
Census Tract	43208

Owner

Source: Osceola County records · APN 138515

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3591 SANCTUARY DR, SAINT CLOUD, FL 34769-7126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Loan Modification, Mortgage · FHA Mortgage LAND HM FIN'L SVCS INC
Apr 21, 2017	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2017 · Amount on Record
Deed Sale	Apr 21, 2017 · Amount on Record
Deed Document Number	2017059651
Deed Book / Page	5136 / 0044
Record Updated	Jun 08, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	3591 SANCTUARY DR, SAINT CLOUD, FL 34769-7126
Document Number	0057082711
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3591 SANCTUARY DR ST CLOUD FL 347697126, ST CLOUD, FL 34769-7126

Mortgage

Document Number	0057082711
Date	Apr 15, 2020
Book Page	005708/002711
Instrument	51833

Lender

Name	LAND HM FIN'L SVCS INC
Address	LAKE ZURICH, IL 60047

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 21, 2017
Property Address	3591 SANCTUARY DR, SAINT CLOUD, FL 34769-7126
Document Number	0051360044
Book / Page	5136 / 0044
Map Reference	MB18 PG119
Instrument Date	Apr 19, 2017
Instrument	2017059651
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	OSCEOLA TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,379.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3591 SANCTUARY DR, SAINT CLOUD, FL 34769-7126

Mortgage

Document Number	0051360046
Date	Apr 21, 2017
Instrument	5136/0046

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,661.00 (+6.65%) Homeowner's exemption	$191,544 (+5.99%)	$263,700 (+8.88%) Land $40,000 Building $223,700
2023	$2,495.00 (+3.87%) Homeowner's exemption	$180,725 (+3%)	$242,200 (+12.65%) Land $14,900 Building $227,300
2022	$2,402.00 Homeowner's exemption	$175,462	$215,000 Land $14,900 Building $200,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Lumen Technologies, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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