3590 Sanctuary Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3590 Sanctuary Dr, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,122 sqft · built 2017
Lot Size	0.044 acres (1,916 sqft)
Owner	2 Individual Names on File
Last Sale	$205,600 (Sep 2017)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-26-30-0058-0001-0600`

Property Details

APN / Parcel Number

Primary APN	`15-26-30-0058-0001-0600`
Alternative APNs	`263015005800010600` `138465`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,122 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	875 sqft
Upper Floors Area	1,247 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,916 sqft (0.044 acres)
Lot Dimensions	58 ft deep x 33 ft wide
Garage Type	Attached
Garage Area	355 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	61 sqft
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3590 SANCTUARY DR
City	SAINT CLOUD
State	FL
Zip	34769-7122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANCTUARY AT SOUTH TOWN PB 18 PG 119 LOT 60
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	SANCTUARY AT SOUTH TOWN
Legal Tract	58
Legal Block	600
Legal Lot Number	60
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3033
Census Tract	43208

Owner

Source: Osceola County records · APN 15-26-30-0058-0001-0600

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3590 SANCTUARY DR, SAINT CLOUD, FL 34769-7122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 07, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 25, 2018	Warranty Deed, Transfer OSCEOLA TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 07, 2017 · Amount on Record
Deed Sale	Sep 07, 2017 · Amount on Record
Deed Document Number	2017128970
Deed Book / Page	5206 / 647
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3590 SANCTUARY DR, SAINT CLOUD, FL 34769-7122
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3590 SANCTUARY DR, SAINT CLOUD, FL 34769-7122

Mortgage

Document Number	0061700846
Date	Mar 14, 2022
Book Page	6170/846
Instrument	2022040177

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 07, 2017
Property Address	3590 SANCTUARY DR, SAINT CLOUD, FL 34769-7122
Document Number	0052060647
Book / Page	5206 / 0647
Map Reference	MB18 PG119
Instrument Date	Sep 05, 2017
Instrument	2017128970
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	OSCEOLA TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,439.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3590 SANCTUARY DR, SAINT CLOUD, FL 34769-7122

Mortgage

Document Number	0052060649
Date	Sep 07, 2017
Instrument	5206/0649

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 25, 2018
Property Address	3590 SANCTUARY DR, SAINT CLOUD, FL 34769-7122
Document Number	0052742359
Book / Page	005274 / 002359
Instrument Date	Sep 05, 2017
Instrument	13355
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	OSCEOLA TITLE INSURANCE AGENCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3590 SANCTUARY DR ST CLOUD FL 347697122, ST CLOUD, FL 34769-7122

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,193.00 (+6.4%) Homeowner's exemption	$221,302 (+5.99%)	$302,200 (+7.39%) Land $40,000 Building $262,200
2023	$3,001.00 (+3.7%) Homeowner's exemption	$208,802 (+3%)	$281,400 (+12.83%) Land $14,900 Building $266,500
2022	$2,894.00 Homeowner's exemption	$202,721	$249,400 Land $14,900 Building $234,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Lumen Technologies, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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