Oakland County property record for 3590 Gardner Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,677 sqft · built 2002 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,500 (Apr 2005) |
| Tax Bill | $4,874 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Feb 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-453-040 |
| Primary APN | 04-25-07-453-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,677 sqft Living Area |
| 1st Floor Area | 1,007 sqft |
| Basement Area | 733 sqft |
| Unfinished Basement | 733 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 22 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3590 GARDNER AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 COTTAGE HOMES SUB N 40 FT OF LOT 11 11-21-01 FR 006 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | COTTAGE HOMES |
| Legal Lot Number | 11 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 170100 |
3590 Gardner Ave is owned and occupied by two individuals who acquired it in October 2020.
Source: Oakland County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3590 GARDNER AVE, BERKLEY, MI 48072-1474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 28, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance QUICKEN LOANS LLC |
| Jan 28, 2021 | Quit Claim Deed, Transfer AMROCK INC |
| Nov 17, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2005 · Amount on File |
| Deed Sale | Apr 12, 2005 · Amount on File |
| Prior Sale | Jul 23, 2002 · Amount on File |
| Deed Document Number | 200598329 |
| Deed Book / Page | 35298 / 350 |
| Last Transfer Date | Oct 22, 2020 |
| Transfer Doc | 0000023627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 13, 2026 |
| Property Address | 3590 GARDNER AVE, BERKLEY, MI 48072-1474 |
| Document Number | 0000150944 |
| Book / Page | 61631 / 575 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026150944 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 3590 GARDNER AVE, BERKLEY, MI 48072-1474 |
| Document Number | 0000150944, |
|---|---|
| Date | Oct 13, 2026 |
| Book Page | 61631/575 |
| Instrument | 2026150944 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3590 GARDNER AVE, BERKLEY, MI 48072-1474 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000037829 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 50427/00200 |
| Instrument | 37829 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 28, 2021 |
| Property Address | 3590 GARDNER AVE, BERKLEY, MI 48072-1474 |
| Document Number | 0000023627 |
| Book / Page | 55589 / 668 |
| Map Reference | LB 21 PG 27 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 23627 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3590 GARDNER AVE, BERKLEY, MI 48072-1474 |
| Document Number | 0055589669 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 55589/669 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Nov 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 28, 2021 |
| Property Address | 3590 GARDNER AVE, BERKLEY, MI 48072-1474 |
| Document Number | 0000023628 |
| Book / Page | 055589 / 000685 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 23628 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3590 GARDNER AVE BERKLEY MI 480721474, BERKLEY, MI 48072-1474 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3590 GARDNER AVE, BERKLEY, MI 48072-1474 |
| Document Number | 0000193208 |
| Instrument Date | Nov 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3590 GARDNER AVE BERKLEY MI 480721474, BERKLEY, MI 48072-1474 |
| Document Number | 0000193208 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 052396/000714 |
| Instrument | 193208 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3590 Gardner Ave was $4,874 with a homeowner's exemption, down 2.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,874.00 (-2.89%) Homeowner's exemption | $226,960 | $453,920 |
| 2024 | $5,019.00 | ||
| 2023 | $200,400 | $400,800 | |
| 2021 | $4,192.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3590 Gardner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3590 Gardner Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 948 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures