Oakland County property record for 3580 Gardner Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,687 sqft · built 2002 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Mar 2016) |
| Tax Bill | $6,608 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-453-041 |
| Primary APN | 04-25-07-453-041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,687 sqft Living Area |
| 1st Floor Area | 991 sqft |
| Basement Area | 690 sqft |
| Unfinished Basement | 690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3580 GARDNER AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 COTTAGE HOMES SUB S 40 FT OF LOT 11 11-21-01 FR 006 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | COTTAGE HOMES |
| Legal Lot Number | 11 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 170100 |
3580 Gardner Ave is owned and occupied by two individuals who bought it in March 2016.
Source: Oakland County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3580 GARDNER AVE, BERKLEY, MI 48072-1474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2016 · Amount on File |
| Deed Sale | Mar 17, 2016 · Amount on File |
| Prior Sale | Dec 15, 2005 · Amount on File |
| Deed Document Number | 201647169 |
| Deed Book / Page | 49159 / 300 |
| Prior Transfer Date | Oct 12, 2012 |
| Prior Transfer Doc | 0000243091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3580 GARDNER AVE, BERKLEY, MI 48072-1474 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3580 GARDNER AVE, BERKLEY, MI 48072-1474 |
| Document Number | 0000055252 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 55805/1 |
| Instrument | 55252 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3580 GARDNER AVE, BERKLEY, MI 48072-1474 |
| Document Number | 0000120371 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3580 GARDNER AVE BERKLEY MI 480721474, BERKLEY, MI 48072-1474 |
| Document Number | 0000120371 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 054389/000536 |
| Instrument | 120371 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3580 GARDNER AVE, BERKLEY, MI 48072-1474 |
| Document Number | 0000164847 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3580 GARDNER AVE BERKLEY MI 480721474, BERKLEY, MI 48072-1474 |
| Document Number | 0000164847 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 053341/000277 |
| Instrument | 164847 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2049 |
The 2025 property tax bill for 3580 Gardner Ave was $6,608 with a homeowner's exemption, down 2.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,608.00 (-2.89%) Homeowner's exemption | $219,690 | $439,380 |
| 2024 | $6,805.00 | ||
| 2023 | $193,930 | $387,860 | |
| 2021 | $5,683.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3580 Gardner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3580 Gardner Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 948 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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