3590 E Polk Rd, Hart, MI 49420 Property Records

Oceana County property record for 3590 E Polk Rd, Hart, MI 49420

Property Summary

Property Type	Rural Home
Details	4 bd · 864 sqft · built 1976
Lot Size	30 acres (1,306,800 sqft)
Owner	Individual Name on Record
Last Sale	$19,000 (Nov 2018)
Tax Bill	$1,504 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-014-300-05`

Property Details

APN / Parcel Number

Primary APN	`008-014-300-05`

Interior

Bedrooms	4 Beds
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	1,750 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	1,306,800 sqft (30 acres)
Total Buildings	3 Buildings

Location & Zoning

Street Address	3590 E POLK RD
City	HART
State	MI
Zip	49420-8270
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 30 A OF E 1/2 OF E 1/2 OF SW 1/4 SEC 14 T15N R16W WD 2018/22949
Legal Range	16W
Legal Township	15N
Legal Section	14
Jurisdiction	OCEANA MI
Township / Civil Division	ELBRIDGE
Census Block Group	2
Census Block	2076
Census Tract	10500

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3590 E POLK RD, HART, MI 49420-8270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 28, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	20186710
Deed Book / Page	2018 / 22949
Prior Transfer Date	Nov 8, 2018
Prior Transfer Doc	2018/022947
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	3590 E POLK RD, HART, MI 49420-8270
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/2329
Date	Jan 28, 2021
Book Page	2021/2329
Instrument	202100000562

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Nov 28, 2018
Property Address	3590 E POLK RD, HART, MI 49420-8270
Document Number	2018/022949
Book / Page	2018 / 022949
Instrument Date	Nov 26, 2018
Instrument	201800006710
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Tax	$1,367.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2377 N 72ND AVE, 2377, HART, MI 49420-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3590 E POLK RD, HART, MI 49420-8270

Mortgage

Document Number	201800006711
Date	Nov 28, 2018
Instrument	201800006711

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEANA MI
Recording Date	Nov 28, 2018
Property Address	3590 E POLK RD, HART, MI 49420-8270
Document Number	2018/022947
Book / Page	2018 / 022947
Instrument Date	Nov 8, 2018
Instrument	201800006709
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1567 W JACKSON RD, 1567, HART, MI 49420-8328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2377 N 72ND AVE, HART, MI 49420-8382

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Elbridge Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,500 (+0.08%) Land $56,100 Building $64,400	$241,000 (+0.08%) Land $112,200 Building $128,800
2025	$1,504.00 Homeowner's exemption	$120,400 (+33.33%) Land $51,600 Building $68,800	$240,800 (+33.33%) Land $103,200 Building $137,600
2023		$90,300 Land $43,300 Building $47,000	$180,600 (-) Land $86,600 Building $94,000
2022			$180,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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