3275 E Polk Rd, Hart, MI 49420 Property Records

Oceana County property record for 3275 E Polk Rd, Hart, MI 49420

Property Summary

Property Type	Single Family Home
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$195,700 (Nov 2021)
Tax Bill	$1,394 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-023-100-01`

Property Details

APN / Parcel Number

Primary APN	`008-023-100-01`

Exterior

Lot Area	871,200 sqft (20 acres)

Location & Zoning

Street Address	3275 E POLK RD
City	HART
State	MI
Zip	49420-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3275 E POLK RD WD773486 ESMT-L2001P32981 QC-L2004P6014 SEC 23 T15N R16W. 20 A N 1/2 OF NW 1/4 OF NW 1/4 SUBJ TO ESMT
Legal Range	16W
Legal Township	15N
Legal Section	23
Jurisdiction	OCEANA MI
Township / Civil Division	ELBRIDGE
Census Block Group	2
Census Block	2140
Census Tract	10500

Owner

3275 E Polk Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Oceana County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 195, WALHALLA, MI 49458-0195
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Deed Document Number	20217414
Deed Book / Page	2021 / 28038
Prior Transfer Date	Feb 26, 2004
Prior Transfer Doc	2004006014
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Nov 4, 2021
Property Address	3275 E POLK RD, HART, MI 49420-9001
Document Number	2021/28038
Book / Page	2021 / 28038
Instrument Date	Oct 8, 2021
Instrument	202100007414
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,685.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3275 E POLK RD, 3275, HART, MI 49420-9001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 195, WALHALLA, MI 49458-0195

Mortgage

Document Number	202100007415
Date	Nov 4, 2021
Instrument	202100007415

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3275 E Polk Rd was $1,394 with a homeowner's exemption.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Elbridge Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,900 (+105.92%) Land $93,900	$187,800 (+105.92%) Land $187,800
2025	$1,394.00 Homeowner's exemption	$45,600 Land $45,600	$91,200 Land $91,200
2023		$96,900 Land $96,900	$193,800 (-) Land $193,800
2022	$2,063.00		$193,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3275 E Polk Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3275 E Polk Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000