Caroline County property record for 3590 Choptank Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,476 sqft · built 1994 |
| Lot Size | 0.505 acres (21,997 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Sep 2025) |
| Tax Bill | $2,560 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-024354 |
| Primary APN | 04-024354 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,476 sqft Total Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,997 sqft (0.505 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 024354 |
|---|---|
| Street Address | 3590 CHOPTANK RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 21997 SF NW/S CHOPTANK ROAD SW OF PRESTON |
| Legal Subdivision | RIECK HARRY H JR LAND |
| Legal Lot Number | 3 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 955500 |
Source: Caroline County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3590 CHOPTANK RD, PRESTON, MD 21655-1217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Sep 4, 2025 | Deed, Transfer · FHA Mortgage BAY CAPITAL MORTGAGE CORP |
| Jan 30, 2024 | Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jul 10, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMP CU/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on Record |
| Deed Sale | Sep 4, 2025 · Amount on Record |
| Prior Sale | Jan 30, 2024 · Amount on Record |
| Deed Book / Page | 1746 / 101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3590 CHOPTANK RD, PRESTON, MD 21655-1217 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0015140397 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 1514/397 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Sep 4, 2025 |
| Property Address | 3590 CHOPTANK RD, PRESTON, MD 21655-1217 |
| Document Number | 0017460101 |
| Book / Page | 1746 / 101 |
| Instrument Date | Aug 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $887.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3590 CHOPTANK RD, PRESTON, MD 21655-1217 |
| Document Number | 0001746107 |
|---|---|
| Date | Sep 4, 2025 |
| Instrument | 1746/107 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jan 30, 2024 |
| Property Address | 3590 CHOPTANK RD, PRESTON, MD 21655-1217 |
| Document Number | 0016610041 |
| Book / Page | 1661 / 41 |
| Instrument Date | Jan 29, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Title Company | THE ATLANTIC TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3590 CHOPTANK RD, PRESTON, MD 21655-1217 |
| Name | Verified Name |
|---|
| Document Number | 0016610047 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 1661/47 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALEXANDRIA, VA 22301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3590 CHOPTANK RD, PRESTON, MD 21655-1217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SECU TITLE SERVICE LLC |
| Name | Verified Name |
|---|
| Document Number | 0013170345 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 1317/345 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3590 CHOPTANK RD, PRESTON, MD 21655-1217 |
| Document Number | 0012780045 |
| Book / Page | 001278 / 000045 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3590 CHOPTANK RD PRESTON MD 216551217, PRESTON, MD 21655-1217 |
| Document Number | 0012780045 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 001278/000045 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | GLEN DRIVE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 2, 2037 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,400 (+8.28%) Land $45,100 Building $211,300 | $256,400 (-) Land $45,100 Building $211,300 | |
| 2025 | $2,560.00 (+21.5%) Homeowner's exemption | $236,800 (+19.84%) | $256,400 (+29.76%) Land $45,100 Building $211,300 |
| 2023 | $2,107.00 Homeowner's exemption | $197,600 Land $45,100 Building $152,500 | $197,600 Land $45,100 Building $152,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2003–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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