3520 Choptank Rd, Preston, MD 21655 Property Records

Caroline County property record for 3520 Choptank Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,382 sqft · built 1954
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Jan 1977)
Tax Bill	$2,102 (2026)
Deeds & Mortgages	Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-009738`

Property Details

APN / Parcel Number

Primary APN	`04-009738`
Alternative APNs	`4009738` `009738`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,382 sqft Total Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Siding
Roof Material	Metal
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	3 Parking Spaces
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	009738
Street Address	3520 CHOPTANK RD
City	PRESTON
State	MD
Zip	21655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	20000 SF NW/S CHOPTANK RD SW OF PRESTON
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	3
Census Block	3018
Census Tract	955500

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4315 BLINK HORN RD, HURLOCK, MD 21643-3249
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 1977 · Amount on Record
Deed Sale	Jan 18, 1977 · Amount on Record
Deed Book / Page	195 / 646
Record Updated	Oct 29, 2026

January 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CAROLINE MD
Recording Date	Jan 12, 2022
Property Address	3520 CHOPTANK RD, PRESTON, MD 21655
Document Number	0015500070
Book / Page	1550 / 70
Instrument Date	Dec 9, 2021
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4315 BURNK RORD ROAD, HURLOCK, MD 21643

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,102.00 (+5.42%)	$190,500 (+26.66%) Land $43,800 Building $146,700	$190,500 (+26.66%) Land $43,800 Building $146,700
2025	$1,994.00 (+21.44%)
2023	$1,642.00	$150,400 Land $43,800 Building $106,600	$150,400 Land $43,800 Building $106,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	9 (2003–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20