Missoula County property record for 3590 Bear Creek Rd, Bonner, MT 59823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,136 sqft · built 2005 |
| Lot Size | 10 acres (436,036 sqft) |
| Owner | Individual Name on File |
| Last Sale | $343,300 (May 2020) |
| Tax Bill | $3,635 (2025) |
| Deeds & Mortgages | Jan 2018 Second Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0483516 |
| Primary APN | R0483516 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,136 sqft Living Area |
| Gross Area | 3,808 sqft |
| 1st Floor Area | 2,176 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 436,036 sqft |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 624 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0003989403 |
|---|---|
| Street Address | 3590 BEAR CREEK RD |
| City | BONNER |
| State | MT |
| Zip | 59823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S08, T13 N, R16 W, C.O.S. 5619, PARCEL 2B |
| Legal Subdivision | CERTIFICATE/SURV 5619 02B |
| Legal Tract | 2B |
| Legal Block | 2 |
| Legal Lot Number | 2B |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | SEELEY LAKE-BLACKFOOT VALLEY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1802 |
3590 Bear Creek Rd is owned by an individual who bought it in May 2020.
Source: Missoula County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3490 BEAR CREEK RD, BONNER, MT 59823-9577 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOULA FCU |
| Dec 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISSOULA FCU |
| May 20, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage LENDUS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2020 · Amount on File |
| Deed Sale | May 20, 2020 · Amount on File |
| Prior Sale | Jun 3, 2005 · Amount on File |
| Deed Document Number | 20209483 |
| Deed Book / Page | 1030 / 1113 |
| Prior Transfer Date | Dec 11, 2017 |
| Prior Transfer Doc | 0009900976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 3590 BEAR CREEK RD, BONNER, MT 59823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009910694 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 991/0694 |
| Instrument | 201800488 |
| Name | MISSOULA FCU |
|---|---|
| Type | Credit Union |
| Address | MISSOULA, MT 59801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 3590 BEAR CREEK RD, BONNER, MT 59823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009900976 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 990/0976 |
| Instrument | 201724918 |
| Name | MISSOULA FCU |
|---|---|
| Type | Credit Union |
| Address | MISSOULA, MT 59802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | May 20, 2020 |
| Property Address | 3590 BEAR CREEK RD, BONNER, MT 59823 |
| Document Number | 0010301113 |
| Book / Page | 1030 / 1113 |
| Instrument Date | May 15, 2020 |
| Instrument | 202009483 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3490 BEAR CREEK RD, BONNER, MT 59823-9577 |
| Document Number | 202009484 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 202009484 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2025 property tax bill for 3590 Bear Creek Rd was $3,635, down 17.9% from the year before.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Potomac Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $660,600 (-) Land $183,172 Building $477,428 | $660,600 (-) Land $183,172 Building $477,428 | |
| 2025 | $3,635.00 (-17.89%) | $660,600 Land $183,172 Building $477,428 | $660,600 Land $183,172 Building $477,428 |
| 2024 | $4,427.00 (-1.32%) | ||
| 2023 | $4,486.00 | $599,100 | $599,100 Land $164,305 Building $434,795 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3590 Bear Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3590 Bear Creek Rd is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 75% of Montana |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 40 / 5 |
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