3468 Bear Creek Rd, Bonner, MT 59823 Property Records

Missoula County property record for 3468 Bear Creek Rd, Bonner, MT 59823 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	3,511 sqft Living Area
Lot Size	436,036 sqft (10 acres)
Occupancy	Owner Occupied
Last Sale	$167,200 (2005)
Tax Bill	$4,849.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R0489507`
Alternative APNs	`04-2203-08-2-01-09-0000` `0005823722` `5823722`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	3,511 sqft Living Area
Gross Area	4,791 sqft Gross Area
1st Floor	2,196 sqft 1st Floor
Upper Floors	780 sqft Upper Floors
Attic Area	535 sqft Attic
Attic	1 Attic
Basement Area	578 sqft Basement
Family Room	Family Room
Stories	1 Stories

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional Style
Exterior Material	Combination Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	436,036 sqft (10 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	702 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	140 sqft Shed
Porch Area	359 sqft Porch
Pole Structure	600 sqft Pole Structure

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Wood Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	0005823722
Street Address	3468 BEAR CREEK RD
City	BONNER
State	MT
Zip	59823-9577
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S08, T13 N, R16 W, C.O.S. 5619, PARCEL 3A
Legal Range	16W
Legal Township	13N
Legal Section	08
Legal Subdivision	CERTIFICATE/SURV 1949 03
Legal Tract	3A
Legal Block	2
Legal Lot Number	3
Jurisdiction	MISSOULA MT
Minor Civil Division	SEELEY LAKE-BLACKFOOT VALLEY
Census Blockgroup	2
Census Block	2012
Census Tract	1802

Owner

Source: Missoula County records · APN R0489507

Assessment roll updated September 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3468 BEAR CREEK RD, BONNER, MT 59823-9577
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2005 · Amount on Record
Deed Sale	Jul 12, 2005 · Amount on Record
Prior Sale	May 03, 2004 · Amount on Record
Deed Doc Number	200517135
Deed Book / Page	755 / 1183
Prior Transfer Date	Jul 01, 2005
Prior Transfer Doc	0007551183
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Recording Date	May 18, 2026
Property Address	3468 BEAR CREEK RD, BONNER, MT 59823-9577
Document Number	0000007188
Book / Page	1128 / 451
Instrument Date	May 18, 2026
Instrument	20267188
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3468 BEAR CREEK RD, BONNER, MT 59823-9577

Mortgage

Document Number	0000007188,
Date	May 18, 2026
Book Page	1128/451
Instrument	20267188

Lender

Name	FIRST SECURITY BANK/MISSOULA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Missoula County records · Assessment roll updated September 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Potomac Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,849.00 (-9.35%)	$845,800 (+16.57%) Land $183,172 Building $662,628	$845,800 (+16.57%) Land $183,172 Building $662,628
2024	$5,349.00 (-1.13%)
2023	$5,410.00	$725,600	$725,600 Land $164,305 Building $561,295

Flood & Wildfire

3468 Bear Creek Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · Missoula County (30063C), updated May 9, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 83rd percentile of exposed land nationally · 76th in Montana
Wildfire Likelihood	High — about 1 in 128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.