359 White Oak Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 359 White Oak Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,906 sqft · built 1954
Lot Size	1.49 acres (65,165 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Mar 2022)
Tax Bill	$3,667 (2025)
Deeds & Mortgages	Jan 2023 Transfer Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54C-1-2`

Property Details

APN / Parcel Number

Primary APN	`54C-1-2`
Alternative APNs	`054C 1 2` `32767`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,906 sqft Living Area
1st Floor Area	2,906 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,165 sqft (1.49 acres)
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	32767
Street Address	359 WHITE OAK RD
City	FREDERICKSBURG
State	VA
Zip	22405-2767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT LOT 2 1.496 AC LITTLE WHIM
Legal Subdivision	LITTLE WHIM
Legal Block	3
Legal Lot Number	2
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	3
Census Block	3010
Census Tract	10405

Owner

359 White Oak Rd is owned by two individuals who acquired it in January 2023.

Source: Stafford County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9335 ELKHORNE RUN CT, LORTON, VA 22079-3466
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Intrafamily Transfer, Transfer
Mar 14, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENWAY FUNDING GROUP INC
May 8, 2017	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on File
Deed Sale	Mar 14, 2022 · Amount on File
Prior Sale	May 8, 2017 · Amount on File
Deed Document Number	20225654
Last Transfer Date	Jan 12, 2023
Transfer Doc	0000000464
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STAFFORD VA
Recording Date	Jan 13, 2023
Property Address	359 WHITE OAK RD, FREDERICKSBURG, VA 22405-2767
Document Number	0230000464
Instrument Date	Jan 12, 2023
Instrument	230000464
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9335 ELKHORNE RUN CT, LORTON, VA 22079-3466

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Mar 14, 2022
Property Address	359 WHITE OAK RD, FREDERICKSBURG, VA 22405-2767
Document Number	0220005654
Instrument Date	Mar 10, 2022
Instrument	220005654
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	VETERANS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9335 ELK HORN RD, LORTON, VA 22079-3302

Mortgage

Document Number	0220005655
Date	Mar 14, 2022
Instrument	220005655

Lender

Name	GREENWAY FUNDING GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	May 8, 2017
Property Address	359 WHITE OAK RD, FREDERICKSBURG, VA 22405-2767
Document Number	170007972
Instrument Date	May 2, 2017
Instrument	7972
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 PRINCE EDWARD ST FREDERICKSBURG VA 224013734, FREDERICKSBURG, VA 22401-3734

Mortgage

Document Number	170007973
Date	May 8, 2017
Instrument	7973

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 359 White Oak Rd was $3,667, up 3.3% from the year before.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,667.00 (+3.32%)	$391,500 Land $100,000 Building $291,500	$391,500 Land $100,000 Building $291,500
2024	$3,549.00 (+31.4%)
2023	$2,701.00	$285,900 Land $95,000 Building $190,900	$285,900 Land $95,000 Building $190,900
2021	$2,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 359 White Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 359 White Oak Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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