357 White Oak Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 357 White Oak Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1981
Lot Size	1.31 acres (57,238 sqft)
Owner	2 Individual Names on File
Last Sale	$224,849 (Oct 2018)
Tax Bill	$2,637 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54C-1-2A`

Property Details

APN / Parcel Number

Primary APN	`54C-1-2A`
Alternative APNs	`054C 1 2A` `32768`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,238 sqft (1.31 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	32768
Old Parcel Number	054C 1 2A
Street Address	357 WHITE OAK RD
City	FREDERICKSBURG
State	VA
Zip	22405-2767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	PT LOT 2 1.314 AC LITTLE WHIM
Legal Subdivision	LITTLE WHIM
Legal Lot Number	2 1
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	3
Census Block	3010
Census Tract	10405

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	357 WHITE OAK RD, FREDERICKSBURG, VA 22405-2767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Deed Document Number	180016960
Record Updated	Jun 8, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 9, 2018
Property Address	357 WHITE OAK RD, FREDERICKSBURG, VA 22405-2767
Document Number	180016960
Instrument Date	Oct 5, 2018
Instrument	16960
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 WHITE OAK RD FREDERICKSBURG VA 224052767, FREDERICKSBURG, VA 22405-2767

Mortgage

Document Number	180016961
Date	Oct 9, 2018
Instrument	16961

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,637.00 (+9.06%)	$281,600 (+10.04%) Land $100,000 Building $181,600	$281,600 (+10.04%) Land $100,000 Building $181,600
2023	$2,418.00 (+29.51%)	$255,900 Land $95,000 Building $160,900	$255,900 Land $95,000 Building $160,900
2021	$1,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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